1420 Main St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 1420 Main St, Worcester, MA 01603

Property Summary

Property Type	Restaurant
Details	1,872 sqft · built 1957
Lot Size	0.4 acres (17,430 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (May 2025)
Tax Bill	$14,760 (2026)
Deeds & Mortgages	Nov 2022 Refinance Jan 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-009-0004D`

Property Details

APN / Parcel Number

Primary APN	`15-009-0004D`
Alternative APN	`WORC M:15 B:009 L:0004D`

Interior

Stories	1 Story
Building Area	1,872 sqft Total Area
Gross Area	1,902 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,430 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	15-009-0004D
Street Address	1420 MAIN ST
City	WORCESTER
State	MA
Zip	01603-1239
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	BL-1
Legal Block	9
Legal Lot Number	4D
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1013
Census Tract	731001

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Jan 7, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
May 15, 2025	Quit Claim Deed, Transfer · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Apr 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Aug 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LEONARD A JOSEPH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Book / Page	71990 / 356
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068445-92
Date	Nov 3, 2022
Book Page	68445/92
Instrument	119136

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071504-133
Date	Jan 7, 2025
Book Page	71504/133
Instrument	1387

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 15, 2025
Property Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Document Number	071990-356
Book / Page	71990 / 356
Instrument Date	May 15, 2025
Instrument	38623
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 MAIN ST, WORCESTER, MA 01603-1239

Mortgage

Document Number	0000038625
Date	May 15, 2025
Instrument	38625

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	071992-160
Date	May 15, 2025
Book Page	71992/160
Instrument	38725

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60263-160
Date	Apr 12, 2019
Book Page	60263/160
Instrument	31882

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 28, 2017
Property Address	1420 MAIN ST, WORCESTER, MA 01603-1239
Document Number	57648-91
Book / Page	057648 / 000091
Instrument Date	Aug 28, 2017
Instrument	94189
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,618.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 COOLIDGE RD WORCESTER MA 016022730, WORCESTER, MA 01602-2730

Mortgage

Document Number	57648-93
Date	Aug 28, 2017
Book Page	057648/000093
Instrument	94190

Lender

Name	LEONARD A JOSEPH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,760.00 (+5.76%)	$507,900 (+4.12%) Land $287,500 Building $220,400
2025	$13,956.00 (+3.39%)	$487,800 (+12.97%) Land $267,400 Building $220,400
2023	$13,498.00	$431,800 Land $232,600 Building $199,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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