1420 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 1420 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,064 sqft · built 2006
Lot Size14.7 acres (640,332 sqft)
Owner2 Individual Names on Record
Tax Bill$4,127 (2025)
Deeds & MortgagesDec 2020 Refinance
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNPHIP M:043 L:005

Property Details

APN / Parcel Number

Primary APNPHIP M:043 L:005
Alternative APN
  • 57

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Gross Area1,938 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area640,332 sqft (14.7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number57
Street Address1420 MAIN RD
CityPHIPPSBURG
StateME
Zip04562-4913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number5
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group2
Census Block2016
Census Tract970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1420 MAIN RD, PHIPPSBURG, ME 04562-4913
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MIDCOAST FEDERAL CREDIT UNION
Mar 16, 2017Loan Modification, Mortgage
FIVE CNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address1420 MAIN RD, PHIPPSBURG, ME 04562-4913
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010063
DateDec 21, 2020
Instrument2020R-10063
Lender
NameMIDCOAST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term253 Months
DueJan 1, 2042

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPHIPPSBURG ME
Property Address1420 MAIN RD, PHIPPSBURG, ME 04562-4913
Document Number0000002245
Instrument DateMar 16, 2017
Transaction TypeMortgage
Record UpdatedApr 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 MAIN RD PHIPPSBURG ME 045624913, PHIPPSBURG, ME 04562-4913

Mortgage

Document Number0000002245
DateApr 5, 2017
Instrument2245
Lender
NameFIVE CNTY CU
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,127.00 (+4.83%)$334,200 (-) Land $94,400 Building $239,800
2024$3,937.00 (+2.98%)$334,200 (-) Land $94,400 Building $239,800
2023$3,823.00 (+13.04%)$334,200 (-) Land $94,400 Building $239,800
2022$3,382.00$334,200 Land $94,400 Building $239,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA5 of 13
Most Recent ClaimMar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

Nearby Streets

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