1420 Lorraine Rd, Reading, PA 19604 Property Records

Berks County property record for 1420 Lorraine Rd, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,124 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2018)
Tax Bill	$3,511 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5317-32-37-7885`

Property Details

APN / Parcel Number

Primary APN	`5317-32-37-7885`
Alternative APNs	`17-5317-32-37-7885` `17472725` `472725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,124 sqft Living Area
1st Floor Area	2,404 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17472725
Street Address	1420 LORRAINE RD
City	READING
State	PA
Zip	19604-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	37
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1024
Census Tract	600

Owner

1420 Lorraine Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1420 LORRAINE RD, READING, PA 19604-1862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jul 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage FRANKLIN FIRST FINANCIAL LTD
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 9, 2018	Deed, Transfer · Commercial Mortgage HOME POINT FINANCIAL CORP
Jun 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Deed Document Number	20187836
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 LORRAINE RD, READING, PA 19604-1862

Mortgage

Document Number	0000008128
Date	Mar 22, 2023
Instrument	2023008128

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012330
Date	Mar 23, 2022
Instrument	2022012330

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010121
Date	Mar 9, 2021
Instrument	2021010121

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024225
Date	Jul 5, 2017
Instrument	2017024225

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	737 Months
Due	Dec 20, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001849
Date	Jan 15, 2020
Instrument	2020001849

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 9, 2018
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Document Number	0000007836
Instrument Date	Mar 1, 2018
Instrument	2018007836
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 LORRAINE RD, READING, PA 19604-1862

Mortgage

Document Number	0000007837
Date	Mar 9, 2018
Instrument	2018007837

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1420 LORRAINE RD, READING, PA 19604-1862
Document Number	0000024226
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	SECURITY SETTLEMENT SERVICES INC, SECURITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 LORRAINE RD READING PA 196041862, READING, PA 19604-1862

Mortgage

Document Number	0000024226
Date	Jul 5, 2017
Instrument	24226

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	732 Months
Due	Jul 4, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

The 2026 property tax bill for 1420 Lorraine Rd was $3,511 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,511.00 Homeowner's exemption	$124,400 Land $26,800 Building $97,600	$26,800 Land $26,800
2024	$3,293.00	$124,400 Land $26,800 Building $97,600
1994			$124,400 Land $26,800 Building $97,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Lorraine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Lorraine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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