Calvert County property record for 1420 Emma St, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,184 sqft · built 2017 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Jan 2021) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-145014 |
| Primary APN | 02-145014 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Total Area |
| Gross Area | 2,114 sqft |
| Basement Area | 842 sqft |
| Finished Basement | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 145014 |
|---|---|
| Street Address | 1420 EMMA ST |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 11 PLAT 3 GALLAHANS CHOICE |
| Legal Subdivision | GALLAHANS CHOICE |
| Legal Lot Number | 11 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 860703 |
Source: Calvert County records, as of September 18, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1420 EMMA ST, PRINCE FREDERICK, MD 20678-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Sep 25, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 0005815540 |
| Deed Book / Page | 5815 / 540 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 6, 2021 |
| Property Address | 1420 EMMA ST, PRINCE FREDERICK, MD 20678-4330 |
| Document Number | 0058150540 |
| Book / Page | 5815 / 540 |
| Map Reference | MB KPS 3 PL 37 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1420 EMMA ST, PRINCE FREDERICK, MD 20678-4330 |
| Document Number | 5815546 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 5815/546 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 25, 2017 |
| Property Address | 1420 EMMA ST, PRINCE FREDERICK, MD 20678-4330 |
| Document Number | 0050660498 |
| Book / Page | 005066 / 000498 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Title Company | TITLE MAX CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1420 EMMA ST PRINCE FREDERICK MD 206784330, PRINCE FREDERICK, MD 20678-4330 |
| Document Number | 50660505 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 005066/000505 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Disabled Person's exemption Veteran's exemption | $431,833 | $455,000 Land $164,100 Building $290,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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