1420 Ellen Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1420 Ellen Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Lot Size	0.243 acres (10,624 sqft)
Owner	2 Company Names on Record
Last Sale	$1,394,500 (Sep 2022)
Tax Bill	$15,361 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`091-514-006`

Property Details

APN / Parcel Number

Primary APN	`091-514-006`

Exterior

Lot Area	10,624 sqft (0.243 acres)

Location & Zoning

Street Address	1420 ELLEN LN
City	NIPOMO
State	CA
Zip	93444-6693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2341-14 LT 1081
Legal Tract	2341-14
Legal Lot Number	1081
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1042
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	1420 ELLEN LN, NIPOMO, CA 93444-6693
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2022038603
Record Updated	Jun 8, 2026

September 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 30, 2022
Property Address	1420 ELLEN LN, NIPOMO, CA 93444-6693
Document Number	0000038603
Map Reference	MB 39 PG 1-35
Instrument Date	Aug 29, 2022
Instrument	2022038603
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1420 ELLEN LN, NIPOMO, CA 93444-6693

Mortgage

Document Number	0000038604
Date	Sep 30, 2022
Instrument	2022038604

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 23, 2021
Property Address	1420 ELLEN LN, NIPOMO, CA 93444-6693
Document Number	0000052489
Map Reference	MB 39 PG 1-35
Instrument Date	Jul 16, 2021
Instrument	2021052489
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 EUCALYPTUS RD, NIPOMO, CA 93444-6682
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,361.00 (+4.69%) Homeowner's exemption	$1,450,421 (+4.04%) Land $728,280 Building $722,141
2023	$14,673.00 (+615.41%) Homeowner's exemption	$1,394,100 Land $700,000 Building $694,100
2022	$2,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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