Miami County property record for 1420 Eldean Rd, Troy, OH 45373 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,983 sqft Living Area |
| Lot Size | 262,101 sqft (6.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,300 (2023) |
| Tax Bill | $5,076.00 (2025) |
| Primary APN | C06-058420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,983 sqft Living Area |
| 1st Floor | 3,966 sqft 1st Floor |
| Basement Area | 1,487 sqft Basement |
| Unfinished Basement | 1,487 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 262,101 sqft (6.01 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,344 sqft Garage |
| Pool Area | 648 sqft Pool |
|---|---|
| Deck Area | 420 sqft Deck |
| Patio Area | 420 sqft Patio |
| Canopy Area | 200 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 1420 ELDEAN RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-8 PT SW COR NE |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 08 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 365002 |
Source: Miami County records · APN C06-058420
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION |
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC |
| Dec 09, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNION SAVINGS BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNION SAVINGS BANK |
| Jan 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 26, 2018 | Deed, Transfer · Veterans Administration Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Jan 27, 2021 · Amount on Record |
| Deed Doc Number | 20233745 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000009005 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 20269005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000009005, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20269005 |
| Name | WRIGHT-PATT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 25, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 12, 2026 |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000007243 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 20267243 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000007243, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20267243 |
| Name | WRIGHTPATT CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014174 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 2025OR-14174 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 225 PICTORIA DR STE 700, CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 10, 2050 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 12, 2023 |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000003745 |
| Instrument Date | Apr 08, 2023 |
| Instrument | 2023OR-03745 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000003746 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023OR-03746 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | LANDMARK |
| Name | Verified Name |
|---|
| Document Number | 0000013479 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019OR-13479 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014248 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020OR-14248 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 27, 2021 |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000001451 |
| Map Reference | VOL 21 PG 138 |
| Instrument Date | Jan 07, 2021 |
| Instrument | 2021OR-01451 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | ASSOCIATES TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552 |
| Document Number | 0000001452 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021OR-01452 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 26, 2018 |
| Property Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000001104 |
| Map Reference | V21 PG138 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018OR-01104 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1420 ELDEAN RD, TROY, OH 45373-9405 |
| Document Number | 0000001105 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018OR-01105 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,076.00 (+14.27%) Homeowner's exemption | $141,890 (+24.54%) Land $34,300 Building $107,590 | $405,400 (+24.55%) Land $98,000 Building $307,400 |
| 2024 | $4,442.00 (+2.04%) Homeowner's exemption | $113,930 (-) Land $33,390 Building $80,540 | |
| 2023 | $4,353.00 (+16.92%) Homeowner's exemption | $113,930 (-) Land $33,390 Building $80,540 | $325,500 (-) Land $95,400 Building $230,100 |
| 2022 | $3,723.00 Homeowner's exemption | $113,930 Land $33,390 Building $80,540 | $325,500 Land $95,400 Building $230,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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