1420 E Spruce St, Seattle, WA 98122 Property Records

King County property record for 1420 E Spruce St, Seattle, WA 98122

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 1,200 sqft · built 2018
Lot Size	0.016 acres (709 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Feb 2019)
Tax Bill	$6,946 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257240-0237`

Property Details

APN / Parcel Number

Primary APN	`257240-0237`
Alternative APN	`257240023701`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	400 sqft
2nd Floor Area	400 sqft
Upper Floors Area	400 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Lot Area	709 sqft (0.016 acres)
Porch	Enclosed Porch
Porch Area	90 sqft
Deck Area	310 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	257240023701
Street Address	1420 E SPRUCE ST
City	SEATTLE
State	WA
Zip	98122-5544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LR2 (M)
Legal Description	FLINTS ADD LOT C OF SEATTLE SP #3030221 REC #20180620900002 SD SP BEING POR OF LOT 5 OF BLK 4 OF SD ADD PLAT BLOCK: 4 PLAT LOT: 5
Legal Range	04
Legal Township	25
Legal Section	32
Legal Subdivision	FLINTS ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2006
Census Tract	8600

Owner

1420 E Spruce St, a townhouse, is owned and occupied by an individual who bought it in February 2019.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1420 E SPRUCE ST, SEATTLE, WA 98122-5544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 14, 2019	Warranty Deed, Subdivision Related Transfer · ARM GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Deed Document Number	2019580
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1420 E SPRUCE ST, SEATTLE, WA 98122-5544
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000134
Date	Nov 4, 2021
Instrument	20211104000134

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1420 E SPRUCE ST, SEATTLE, WA 98122-5544
Document Number	0000000977
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	RAINIER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1420 E SPRUCE ST SEATTLE WA 981225544, SEATTLE, WA 98122-5544

Mortgage

Document Number	0000000977
Date	Feb 25, 2020
Instrument	202002250977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 14, 2019
Property Address	1420 E SPRUCE ST, SEATTLE, WA 98122-5544
Document Number	0000000580
Map Reference	DOC20180620900002
Instrument Date	Feb 6, 2019
Instrument	20190214000580
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,952.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 E SPRUCE ST, SEATTLE, WA 98122-5544

Mortgage

Document Number	0000000581
Date	Feb 14, 2019
Instrument	20190214000581

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1420 E Spruce St was $6,946.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,946.00
2025		$674,000 (-0.15%) Land $340,000 Building $334,000	$674,000 (-0.15%) Land $340,000 Building $334,000
2024	$6,460.00	$675,000 Land $334,000 Building $341,000	$675,000 Land $334,000 Building $341,000
2022	$5,747.00	$679,000 Land $288,000 Building $391,000	$679,000 Land $288,000 Building $391,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1420 E Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber.

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