1420 E 35th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1420 E 35th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,103 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (May 2026)
Tax Bill	$1,741 (2024)
Deeds & Mortgages	May 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093-091-14`

Property Details

APN / Parcel Number

Primary APN	`093-091-14`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Area	204 sqft
Porch	Finished/Open Porch
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1420 E 35TH ST
City	CHARLOTTE
State	NC
Zip	28205-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L15 B1 M3-293
Legal Subdivision	DAVIS PARK
Legal Block	1
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	1300

Owner

Source: Mecklenburg County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage NEXTRES LLC
May 14, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCIAL FEDERAL CREDIT INC
Aug 29, 2025	Warranty Deed, Transfer · SBA Mortgage 1ST FINANCIAL BANK USA
Apr 4, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	202650509
Deed Book / Page	40420 / 766
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042818
Date	May 2, 2025
Book Page	39559/907
Instrument	2025042818

Lender

Name	NEXTRES LLC
Type	Mortgage Company
Address	NEWTOWN, PA 18940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 1, 2026

May 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 14, 2026
Property Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004
Document Number	0000050509
Book / Page	40420 / 766
Instrument Date	May 13, 2026
Instrument	202650509
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004

Mortgage

Document Number	0000050510,
Date	May 14, 2026
Instrument	202650510

Lender

Name	FINANCIAL FEDERAL CREDIT INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 29, 2025
Property Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004
Document Number	0000088112
Book / Page	39827 / 791
Map Reference	MB 3 PG 293
Instrument Date	Aug 29, 2025
Instrument	2025088112
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 HARKEY RD, WAXHAW, NC 28173-8463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15668 CANMORE ST, CHARLOTTE, NC 28277-4151
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088113
Date	Aug 29, 2025
Instrument	2025088113

Lender

Name	1ST FINANCIAL BANK USA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	52 Months
Due	Dec 19, 2029

April 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 4, 2023
Property Address	1420 E 35TH ST, CHARLOTTE, NC 28205-2004
Document Number	0000030033
Book / Page	38035 / 824
Map Reference	MB 3 PG 293
Instrument Date	Apr 3, 2023
Instrument	2023030033
Transaction Type	Foreclosure
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15668 CANMORE ST, CHARLOTTE, NC 28277-4151

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,000 Land $230,000	$230,000 Land $230,000
2024	$1,741.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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