1420 E 2550 N, Layton, UT 84040 Property Records

Davis County property record for 1420 E 2550 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2006
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on File
Last Sale	$68,800 (Jul 2021)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-055-0091`

Property Details

APN / Parcel Number

Primary APN	`09-055-0091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
Basement Area	1,666 sqft
Unfinished Basement	1,666 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,513 sqft (0.425 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1420 E 2550 N
City	LAYTON
State	UT
Zip	84040-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 40, AVION VISTA PLAT NO 1. CONT. 0.425 ACRES
Legal Subdivision	AVION VISTA PLAT NO 1
Legal Lot Number	40
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1030
Census Tract	125804

Owner

1420 E 2550 N is owned and occupied by two individuals who bought it in July 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1420 E 2550 N, LAYTON, UT 84040-7002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Intrafamily Transfer, Transfer STEWART TITLE INS A
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 15, 2021	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Dec 15, 2016	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	20213400204
Deed Book / Page	7802 / 965
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	7802/959
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jul 15, 2021
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Document Number	7802/984
Book / Page	7802 / 984
Instrument Date	Jul 14, 2021
Instrument	3400206
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1420 E 2550 N, LAYTON, UT 84040-7002

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 15, 2021
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Document Number	7802/965
Book / Page	7802 / 965
Instrument Date	Jul 13, 2021
Instrument	3400204
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1420 E 2550 N, LAYTON, UT 84040-7002

Mortgage

Document Number	3400205
Date	Jul 15, 2021
Instrument	3400205

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DAVIS UT
Recording Date	Jul 15, 2021
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Document Number	7802/959
Book / Page	7802 / 959
Instrument Date	Jul 13, 2021
Instrument	3400203
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 SNOQUALMIE DR, LAYTON, UT 84040-7670

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003279827
Date	Aug 10, 2020
Book Page	7571/160
Instrument	3279827

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Aug 16, 2018
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Document Number	1095/522
Book / Page	1095 / 522
Instrument Date	Aug 6, 2018
Instrument	3111466
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2284 SNOQUALMIE DR, LAYTON, UT 84040-7670

Mortgage

Document Number	3111467
Date	Aug 16, 2018
Instrument	3111467

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0003111467
Date	Aug 16, 2018
Book Page	7079/0524
Instrument	3111467

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1420 E 2550 N, LAYTON, UT 84040-7002
Document Number	0002993054
Book / Page	006674 / 000530
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 E 2550 N LAYTON UT 840407002, LAYTON, UT 84040-7002

Mortgage

Document Number	0002993054
Date	Jan 3, 2017
Book Page	006674/000530
Instrument	2993054

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 13240

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1420 E 2550 N was $3,309, up 5.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,000 (+1.05%) Land $184,938 Building $134,062	$580,000 (+1.05%) Land $336,251 Building $243,749
2025	$3,309.00 (+5.28%)	$315,700 Land $178,105 Building $137,595	$574,000 Land $323,828 Building $250,172
2024	$3,143.00 (-0.47%)
2023	$3,158.00 (-2.44%)	$547,000 Land $241,829 Building $305,171	$547,000 Land $241,829 Building $305,171
2022	$3,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 E 2550 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 E 2550 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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