Tate County property record for 1420 David Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,714 sqft · built 1998 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093 08 0006208 |
| Primary APN | 093 08 0006208 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,714 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Logs |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1420 DAVID RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E 1/2 NE 1/4 NW 1/4 |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 08 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950202 |
1420 David Rd is owned and occupied by two individuals.
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 DAVID RD, COLDWATER, MS 38618-3861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage EAGLE BANK |
| Sep 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage EAGLE BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1420 DAVID RD, COLDWATER, MS 38618-3861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000012438 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 0000002018/0000012438 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1420 DAVID RD, COLDWATER, MS 38618-3861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000011115 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 0000002018/0000011115 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1420 DAVID RD, COLDWATER, MS 38618-3861 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/13034 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 2019/13034 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1420 David Rd was $1,520.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 | $14,876 Land $1,600 Building $13,276 | $148,756 Land $16,000 Building $132,756 |
| 2023 | $1,208.00 | $11,373 Land $1,600 Building $9,773 | $113,726 Land $16,000 Building $97,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 David Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 David Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 69% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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