San Diego County property record for 1420 Crosswinds Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,040 sqft · built 1981 |
| Lot Size | 4.11 acres (179,032 sqft) |
| Owner | Company Name on Record |
| Last Sale | $650,000 (Jul 2018) |
| Tax Bill | $7,882 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jun 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-041-37-00 |
| Primary APN | 280-041-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 179,032 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 1420 CROSSWINDS RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 4 TR PM04095 |
| Legal Subdivision | RAMONA |
| Legal Tract | 4095 |
| Legal Block | 2 |
| Legal Lot Number | 371 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20801 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4455 HERMOSA WAY, SAN DIEGO, CA 92103-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jun 12, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| May 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 27, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 2018306184 |
| Last Transfer Date | May 5, 2020 |
| Transfer Doc | 0000301958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1420 CROSSWINDS RD, RAMONA, CA 92065-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000406774 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-0406774 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2020 |
| Property Address | 1420 CROSSWINDS RD, RAMONA, CA 92065-1035 |
| Document Number | 0000301958 |
| Instrument Date | May 5, 2020 |
| Instrument | 301958 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4455 HERMOSA WAY RAMONA CA 92065, RAMONA, CA 92065 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2020 |
| Property Address | 1420 CROSSWINDS RD, RAMONA, CA 92065-1035 |
| Document Number | 0000243801 |
| Map Reference | MAP 644 |
| Instrument Date | May 5, 2020 |
| Instrument | 2020-0243801 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4455 HERMOSA WAY, RAMONA, CA 92065 |
| Document Number | 0000243802 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020-0243802 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 1420 CROSSWINDS RD, RAMONA, CA 92065-1035 |
| Document Number | 0000306184 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 306184 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $715.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4455 HERMOSA WAY SAN DIEGO CA 921031264, SAN DIEGO, CA 92103-1264 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $739,580 (+2%) Land $281,361 Building $458,219 | |
| 2025 | $7,882.00 (+6.89%) Homeowner's exemption | $725,080 (+4.04%) Land $275,845 Building $449,235 |
| 2023 | $7,374.00 (-1.06%) Homeowner's exemption | $696,927 Land $265,135 Building $431,792 |
| 2022 | $7,453.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures