1420 Co Rd 83, Centre, AL 35960 Property Records

Cherokee County property record for 1420 Co Rd 83, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,795 sqft · built 1978
Lot Size	5.37 acres (233,917 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Jan 2019)
Tax Bill	$2,035 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-03-07-0-000-001.006`

Property Details

APN / Parcel Number

Primary APN	`13-18-03-07-0-000-001.006`
Alternative APNs	`ALT APN:1803070000001006` `207041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	233,917 sqft (5.37 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Utility Building	147 sqft

Location & Zoning

Account Number	207041
Street Address	1420 COUNTY ROAD 83
City	CENTRE
State	AL
Zip	35960-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR NE/4 NE/4; W 450'TO POB; N 665.64';W 216';SLY 724.49';E 486.85' TO POB
Legal Range	10E
Legal Township	11S
Legal Section	07
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3035
Census Tract	955900

Owner

1420 Co Rd 83 is owned and occupied by two individuals who bought it in January 2019.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	Feb 19, 2009
Deed Document Number	2019206087
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Jul 30, 2026
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Document Number	0000245093
Instrument Date	Jul 20, 2026
Instrument	2026245093
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000245093,
Date	Jul 30, 2026
Instrument	2026245093

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210973
Date	Feb 11, 2020
Instrument	210973

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216215
Date	Jan 20, 2021
Instrument	216215

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220529
Date	Sep 23, 2021
Instrument	220529

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000225223
Date	Jul 12, 2022
Instrument	225223

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 30, 2019
Property Address	1420 COUNTY ROAD 83, CENTRE, AL 35960-8413
Document Number	0000206087
Instrument Date	Jan 18, 2019
Instrument	206087
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CO RD 83, CENTRE, AL 35960

Mortgage

Document Number	0000206088
Date	Jan 30, 2019
Instrument	206088

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1420 Co Rd 83 was $2,035, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,035.00 (+6.99%)
2025	$1,902.00 (+5.49%)	$36,800 (+5.63%) Land $4,900 Building $31,900	$226,500 (+5.5%) Land $24,500 Building $202,000
2024	$1,803.00 (+2.04%)	$34,840 (-17.21%) Land $4,460 Building $30,380	$214,700 (+2.04%) Land $22,300 Building $192,400
2023	$1,767.00	$42,080 (+259.66%)	$210,400 (-) Land $18,000 Building $192,400
2022	$1,767.00	$11,700 Land $3,600 Building $8,100	$210,400 Land $18,000 Building $192,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1420 Co Rd 83 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Co Rd 83 is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: AT&T, Verizon.

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