1420 Co Rd 49, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1420 Co Rd 49, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1996
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,037 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-04-18-0-000-003.003`

Property Details

APN / Parcel Number

Primary APN	`13-09-04-18-0-000-003.003`
Alternative APNs	`ALT APN:0904180000003003` `3578`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	784,080 sqft (18 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	3578
Street Address	1420 COUNTY ROAD 49
City	CEDAR BLUFF
State	AL
Zip	35959-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT NE COR NW/4; S350 TO POB; SWLY 270; SW110; WLY 620 SW 250; SLY 50; SE ALG NLY ROW CO RD 49 1200S; N1300 TO POB
Legal Range	09E
Legal Township	09S
Legal Section	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1031
Census Tract	955802

Owner

1420 Co Rd 49 is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1420 COUNTY ROAD 49, CEDAR BLUFF, AL 35959-4517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 49, CEDAR BLUFF, AL 35959-4517
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	214339
Date	Sep 22, 2020
Instrument	214339

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1420 COUNTY ROAD 49, CEDAR BLUFF, AL 35959-4517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	214338
Date	Sep 22, 2020
Instrument	214338

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 2, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1420 Co Rd 49 was $1,037 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,037.00 (+7.35%)
2025	$966.00 (+3.98%) Homeowner's exemption	$21,920 (+4.18%) Land $7,260 Building $14,660	$242,700 (+3.81%) Land $72,600 Building $170,100
2024	$929.00 (+9.29%) Additional exemption filed	$21,040 (-2.23%) Land $6,380 Building $14,660	$233,800 (+8.69%) Land $63,700 Building $170,100
2023	$850.00 Homeowner's exemption	$21,520 (-)	$215,100 (-) Land $63,700 Building $151,400
2022	$850.00 Homeowner's exemption	$21,520 Land $6,380 Building $15,140	$215,100 Land $63,700 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Co Rd 49 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Co Rd 49 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 49

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