1420 Ashley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1420 Ashley Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,491 sqft · built 1975
Lot Size1.26 acres (55,321 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Oct 2018)
Tax Bill$7,863 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN284-032-45-00

Property Details

APN / Parcel Number

Primary APN284-032-45-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,491 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area55,321 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1420 ASHLEY RD
CityRAMONA
StateCA
Zip92065-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 TR PM03471
Legal SubdivisionRAMONA
Legal Tract3471
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2009
Census Tract20813

Owner

Source: San Diego County records · APN 284-032-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1420 ASHLEY RD, RAMONA, CA 92065-3404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 13, 2019Deed of Trust, Mortgage · Conventional with PMI
CASHCALL
Oct 09, 2018Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2018 · Amount on Record
Deed SaleOct 09, 2018 · Amount on Record
Prior SaleJul 01, 1985 · Amount on Record
Deed Document Number2018419190
Transfer Doc0000131749
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1420 ASHLEY RD, RAMONA, CA 92065-3404
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 ASHLEY RD, RAMONA, CA 92065-3404

Mortgage

Document Number0000143939
DateApr 01, 2022
Instrument2022-0143939
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1420 ASHLEY RD, RAMONA, CA 92065-3404
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000158920
DateMar 27, 2020
Instrument2020-0158920
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1420 ASHLEY RD, RAMONA, CA 92065-3404
Document Number0000145938
Instrument DateApr 13, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1420 ASHLEY RD RAMONA CA 920653404, RAMONA, CA 92065-3404

Mortgage

Document Number0000145938
DateApr 23, 2019
Instrument145938
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressIRVINE, CA 92801
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 09, 2018
Property Address1420 ASHLEY RD, RAMONA, CA 92065-3404
Document Number0000419190
Instrument DateSep 28, 2018
Instrument2018-0419190
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1420 ASHLEY RD, RAMONA, CA 92065-3404

Mortgage

Document Number0000419191
DateOct 09, 2018
Instrument2018-0419191
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$758,259 (+2%) Land $139,386 Building $618,873
2025$7,863.00 (+16.59%) Homeowner's exemption$743,392 (+15.62%) Land $136,653 Building $606,739
2023$6,744.00 (+14.54%) Homeowner's exemption$642,959 Land $131,348 Building $511,611
2022$5,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ashley Rd

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