1420 4th Ave, Cumberland, WI 54829 Property Records

Barron County property record for 1420 4th Ave, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-1200-47-000`

Property Details

APN / Parcel Number

Primary APN	`212-1200-47-000`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1420 4TH AVE
City	CUMBERLAND
State	WI
Zip	54829-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATS 2-2 & 3 N 1/2 OF LOT 2 BLK A & ALL LOT 3 BLK A GRIGGS FOSTER & MILLER ADD
Legal Block	A
Legal Lot Number	2,3
Jurisdiction	BARRON WI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2039
Census Tract	200

Owner

1420 4th Ave is owned and occupied by two individuals.

Source: Barron County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1225, CUMBERLAND, WI 54829-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL FCU
Feb 21, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	1420 4TH AVE, CUMBERLAND, WI 54829-7214
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000917461
Date	Jan 22, 2026
Instrument	917461

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	1420 4TH AVE, CUMBERLAND, WI 54829-7214
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000885753
Date	Feb 21, 2022
Instrument	885753

Lender

Name	CLEARPATH LENDING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	1420 4TH AVE, CUMBERLAND, WI 54829-7214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	872045
Date	Dec 21, 2020
Instrument	872045

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1420 4th Ave was $4,269 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
Municipality	Cumberland City
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,269.00 Homeowner's exemption	$171,900 Land $9,000 Building $162,900	$295,500 Land $15,471 Building $280,029
2023	$3,616.00 Homeowner's exemption	$171,900 Land $9,000 Building $162,900	$254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATERWORKS serves 2,311 people · EPA ID WI6030132
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave

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