142 White Cloud Trl, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 142 White Cloud Trl, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,877 sqft · built 1996
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Last Sale	$218,500 (May 1999)
Tax Bill	$3,132 (2023)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`125F-C-073.00-000`

Property Details

APN / Parcel Number

Primary APN	`125F-C-073.00-000`
Alternative APNs	`125F C 07300` `R0075891`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,877 sqft Living Area
1st Floor Area	3,448 sqft
Upper Floors Area	1,153 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	104 ft deep x 75.9 ft wide
Garage Type	Attached
Garage Area	1,200 sqft
Driveway	Driveway
Porch	Porch
Porch Area	36 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0075891
Street Address	142 WHITE CLOUD TRL
City	MURFREESBORO
State	TN
Zip	37127-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 INDIAN HILLS UNIT 3 SEC 2 PH 2 PB 17 PG 70 75.92 X 104.09 IRR
Legal Subdivision	INDIAN HILLS UNIT 3 SEC 2 PH 2
Legal Block	2
Legal Lot Number	164
Legal Unit	3
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	1
Census Block	1008
Census Tract	41201

Owner

142 White Cloud Trl is owned and occupied by an individual who bought it in May 1999.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	142 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1999 · Amount on File
Deed Sale	May 11, 1999 · Amount on File
Prior Sale	Oct 20, 1995 · Amount on File
Deed Book / Page	649 / 745
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	142 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8322
Document Number	RB15973877
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 WHITE CLOUD TRL MURFREESBORO TN 371278322, MURFREESBORO, TN 37127-8322

Mortgage

Document Number	RB15973877
Date	Aug 11, 2017
Book Page	001597/003877
Instrument	2100156

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,425 (+19.6%) Land $27,500 Building $104,925	$529,700 Land $110,000 Building $419,700
2025		$110,725 Land $13,750 Building $96,975
2023	$3,132.00	$110,725 Land $13,750 Building $96,975	$442,900 (-) Land $55,000 Building $387,900
2022			$442,900 Land $55,000 Building $387,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 White Cloud Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 White Cloud Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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