142 Westgate Dr, Elgin, IL 60123 Property Records

Kane County property record for 142 Westgate Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,237 sqft · built 1986
Lot Size	0.483 acres (21,033 sqft)
Owner	2 Individual Names on File
Last Sale	$472,500 (Jun 2022)
Tax Bill	$14,914 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-127-025`

Property Details

APN / Parcel Number

Primary APN	`06-16-127-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,237 sqft Living Area
Gross Area	6,835 sqft
1st Floor Area	4,237 sqft
Basement Area	2,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,033 sqft (0.483 acres)
Lot Width	100 ft Width
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	142 WESTGATE DR
City	ELGIN
State	IL
Zip	60123-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 17 LOT 301
Legal Subdivision	COUNTRY KNOLLS
Legal Block	3
Legal Lot Number	301
Legal Unit	17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851904

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	142 WESTGATE DR, ELGIN, IL 60123-4941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	202231346
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0000005576
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 22, 2026
Property Address	142 WESTGATE DR, ELGIN, IL 60123-4941
Document Number	0000031113
Instrument Date	Jul 10, 2026
Instrument	202631113
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	142 WESTGATE DR, ELGIN, IL 60123-4941

Mortgage

Document Number	0000031113,
Date	Jul 22, 2026
Instrument	202631113

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2022
Property Address	142 WESTGATE DR, ELGIN, IL 60123-4941
Document Number	0000031346
Instrument Date	May 19, 2022
Instrument	2022K031346
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 WESTGATE DR, 142, ELGIN, IL 60123-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	142 WESTGATE DR, ELGIN, IL 60123-4941

Mortgage

Document Number	0000031347
Date	Jun 15, 2022
Instrument	2022K031347

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,914.00 (+15.9%) Homeowner's exemption
2024		$187,436 (+21.39%) Land $35,112 Building $152,324	$562,533 (+21.44%) Land $105,378 Building $457,155
2022	$12,868.00 (+4.25%) Homeowner's exemption	$154,403 (+6.96%) Land $28,924 Building $125,479	$463,209 (+6.96%) Land $86,772 Building $376,437
2021	$12,343.00 Homeowner's exemption	$144,356 Land $27,042 Building $117,314	$433,068 Land $81,126 Building $351,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Opiquad.

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