142 W Thomson Dr, Elkton, MD 21921 Property Records

Cecil County property record for 142 W Thomson Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,052 sqft · built 1961
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (May 2021)
Tax Bill	$2,456 (2026)
Deeds & Mortgages	Mar 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-008827`

Property Details

APN / Parcel Number

Primary APN	`03-008827`
Alternative APNs	`3008827` `008827`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,052 sqft Total Area
Basement Area	787 sqft
Finished Basement	787 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	231 sqft
Deck Area	294 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008827
Street Address	142 W THOMSON DR
City	ELKTON
State	MD
Zip	21921-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 15 - .215 ACRE 142 WEST THOMSON DRIVE THOMSON ESTATES
Legal Subdivision	WEST THOMSON DRIVE THOMSON ESTATES
Legal Block	N
Legal Lot Number	15
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2018
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 W THOMSON DR, ELKTON, MD 21921-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
May 7, 2021	Deed, Transfer · FHA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Book / Page	4874 / 400
Transfer Doc	0014120102
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	142 W THOMSON DR, ELKTON, MD 21921-6140
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040370390
Date	Mar 17, 2017
Book Page	4037/390

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 7, 2021
Property Address	142 W THOMSON DR, ELKTON, MD 21921-6140
Document Number	0048740400
Book / Page	4874 / 400
Map Reference	MB WAS1 FO 18&19
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	142 W THOMSON DR, ELKTON, MD 21921-6140

Mortgage

Document Number	0004874407
Date	May 7, 2021
Instrument	4874/407

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,456.00 (+3.72%) Homeowner's exemption	$256,700 (+10.74%)	$281,600 (-) Land $71,100 Building $210,500
2025	$2,368.00 (+68.9%) Homeowner's exemption	$231,800 (+21.76%)	$281,600 (+36.1%) Land $71,100 Building $210,500
2023	$1,402.00	$190,367	$206,900 Land $51,100 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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