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142 W River Rd, Palatka, FL 32177 Property Records

Putnam County property record for 142 W River Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,725 sqft · built 1986
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Oct 2005)
Tax Bill$1,636 (2025)
Deeds & MortgagesMar 2026 Transfer
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-09-26-5965-0000-0450

Property Details

APN / Parcel Number

Primary APN13-09-26-5965-0000-0450
Alternative APN
  • 40624

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area1,725 sqft Living Area
Gross Area2,807 sqft
1st Floor Area1,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialConcrete
Roof TypeGable/Hip
Lot Area44,867 sqft (1.03 acres)
Garage TypeAttached
Garage Area1,082 sqft
PorchFinished/Open Porch
Porch Area315 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number40624
Street Address142 W RIVER RD
CityPALATKA
StateFL
Zip32177-8607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE1/4 OF SW1/4 OF NE1/4, OR437 P812 (MOCCASIN CREEK, UNREC LOT 45)
Legal Range26E
Legal Township09S
Legal Section13
Legal SubdivisionMOCCASIN CREEK
Legal Lot Number45
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2001
Census Tract950100

Owner

Source: Putnam County records · APN 13-09-26-5965-0000-0450

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address142 W RIVER RD, PALATKA, FL 32177-8607
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 24, 2017Deed of Trust, Mortgage · Line of Credit
FIRST COAST CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2005 · Amount on Record
Deed SaleOct 20, 2005 · Amount on Record
Deed Document Number2005559175
Deed Book / Page1062 / 1573
Last Transfer DateFeb 26, 2026
Transfer Doc0018581204
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateMar 02, 2026
Property Address142 W RIVER RD, PALATKA, FL 32177-8607
Document Number0018581204
Book / Page1858 / 1204
Map ReferenceMB 1062 PG 1573
Instrument DateFeb 26, 2026
Instrument202654005496
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address140 W RIVER RD, PALATKA, FL 32177-8607

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 W RIVER RD, PALATKA, FL 32177-8607

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address142 W RIVER RD, PALATKA, FL 32177-8607
Document Number0014840075
Book / Page001484 / 000075
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedOct 18, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address142 W RIVER RD PALATKA FL 321778607, PALATKA, FL 32177-8607

Mortgage

Document Number0014840075
DateAug 31, 2017
Book Page001484/000075
Instrument54015839
Lender
NameFIRST COAST CMNTY CU
TypeCredit Union
AddressPALATKA, FL 32177
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 30, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,636.00 (+14.49%) Homeowner's exemption$118,730 (+5.75%)$259,668 (-0.64%) Land $18,540 Building $241,128
2023$1,429.00 (+6.4%) Homeowner's exemption$112,270 (+3%)$261,338 (+16.76%) Land $12,360 Building $248,978
2022$1,343.00 Homeowner's exemption$109,000$223,828 Land $10,300 Building $213,528

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 31 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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