142 W Circle Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 142 W Circle Dr, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1950
Lot Size	0.124 acres (5,419 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Aug 2025)
Tax Bill	$1,736 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`K48 00115 0055`

Property Details

APN / Parcel Number

Primary APN	`K48 00115 0055`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,419 sqft (0.124 acres)
Lot Dimensions	129 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	142 W CIRCLE DR
City	DAYTON
State	OH
Zip	45449-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	657 CARROLLTON PK
Legal Subdivision	OL
Legal Lot Number	55
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1016
Census Tract	50301

Owner

142 W Circle Dr is owned by a company that bought it in August 2025.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 750038, DAYTON, OH 45475-0038
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC
Dec 13, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, KEVINS TITLE
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Dec 13, 2021
Deed Document Number	202500047041
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	142 W CIRCLE DR, DAYTON, OH 45449-1109
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 GRANTS TRL, DAYTON, OH 45459-3120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054197
Date	Sep 30, 2025
Instrument	2025-00054197

Lender

Name	RIVER VALLEY CU INC
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 13, 2021
Property Address	142 W CIRCLE DR, DAYTON, OH 45449-1109
Document Number	0000093104
Instrument Date	Nov 19, 2021
Instrument	2021-00093104
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NOT AVAILABLE, KEVINS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 W CIRCLE DR, WEST CARROLLTON, OH 45449-1109

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 2, 2020
Property Address	142 W CIRCLE DR, DAYTON, OH 45449-1109
Document Number	0000052315
Instrument Date	Jul 22, 2020
Instrument	52315
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 W CIRCLE DR WEST CARROLLTON OH 454491109, WEST CARROLLTON, OH 45449-1109

Mortgage

Document Number	52316
Date	Sep 2, 2020
Instrument	52316

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,890 Land $5,880 Building $21,010
2024	$1,736.00 (-0.69%)
2023	$1,748.00 (+10.42%)	$26,890 (+41.9%) Land $5,880 Building $21,010	$76,810 Land $16,790 Building $60,020
2022	$1,583.00	$18,950 Land $4,140 Building $14,810
2020			$54,130 Land $11,820 Building $42,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 142 W Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 W Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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