142 Sunset Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 142 Sunset Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	4,194 sqft · built 2020
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Mar 2019)
Tax Bill	$46,925 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-02102-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-02102-0000-00003`
Alternative APN	`510210200003`

Interior

Stories	1 Story
Building Area	4,194 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	142 SUNSET AVE
City	RIDGEWOOD
State	NJ
Zip	07450-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	.459 AC
Legal Subdivision	RIDGEWOOD VILLAGE
Legal Block	2102
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1008
Census Tract	47300

Owner

142 Sunset Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Jul 13, 2020	Deed of Trust, Mortgage DIME CMNTY BK
Jan 29, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITY BK
Mar 26, 2019	Deed, Transfer · Stand-Alone First Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	May 10, 1983 · Amount on File
Deed Document Number	201918780
Deed Book / Page	3205 / 2368
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033332455
Date	Aug 28, 2019
Book Page	3333/2455
Instrument	19-056479

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	25 Months
Due	Sep 1, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037681816
Date	Oct 16, 2020
Book Page	3768/1816
Instrument	20-104148

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 10, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Document Number	0037150300
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 SUNSET AVE RIDGEWOOD NJ 074502419, RIDGEWOOD, NJ 07450-2419

Mortgage

Document Number	0037150300
Date	Sep 18, 2020
Book Page	003715/000300
Instrument	88354

Lender

Name	DIME CMNTY BK
Address	1 HUNTINGTON QUAD, MELVILLE, NY 11747-4401

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Document Number	0035560538
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 SUNSET AVE RIDGEWOOD NJ 074502419, RIDGEWOOD, NJ 07450-2419

Mortgage

Document Number	0035560538
Date	Mar 30, 2020
Book Page	003556/000538
Instrument	20034285

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 29, 2021

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 26, 2019
Property Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419
Document Number	0032052368
Book / Page	3205 / 2368
Instrument Date	Aug 3, 2018
Instrument	19-018780
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 SUNSET AVE, RIDGEWOOD, NJ 07450-2419

Mortgage

Document Number	1901878001
Date	Mar 26, 2019
Instrument	19-018780.01

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Apr 1, 2022
Max Rate At Change	3%

Mortgage

Document Number	0032052368
Date	Mar 26, 2019
Book Page	3205/2368
Instrument	19-018780

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Apr 1, 2022
Index	1-Year LIBOR
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 142 Sunset Ave was $46,925, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,623,700 (-) Land $640,000 Building $983,700	$1,623,700 (-) Land $640,000 Building $983,700
2025	$46,925.00 (+0.73%)	$1,623,700 Land $640,000 Building $983,700	$1,623,700 Land $640,000 Building $983,700
2024	$46,583.00
2023		$1,623,700 Land $640,000 Building $983,700	$1,623,700 Land $640,000 Building $983,700
2022	$44,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Sunset Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Sunset Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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