142 S Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 142 S Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,524 sqft · built 1940
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$10,319 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00027-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00027-0000-00001`
Alternative APNs	`310002700001` `051000`

Interior

Stories	2 Stories
Building Area	2,524 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	051000
Street Address	142 S MAIN ST
City	LODI
State	NJ
Zip	07644-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR
Legal Description	.07AC
Legal Subdivision	METES & BOUNDS PROP
Legal Block	27
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5000
Census Tract	30300

Owner

142 S Main St is owned and occupied by an individual.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	142 S MAIN ST, LODI, NJ 07644-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 16, 2023	Deed of Trust, Mortgage VIRTUE FUNDING LLC
Aug 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage PATCH SERVICES LLC
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 S MAIN ST, LODI, NJ 07644-2205
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S MAIN ST, LODI, NJ 07644-2205

Mortgage

Document Number	0051950083
Date	Mar 18, 2024
Book Page	5195/83
Instrument	2024014453

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 S MAIN ST, LODI, NJ 07644-2205
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S MAIN ST, LODI, NJ 07644-2205

Mortgage

Document Number	0051261332
Date	Nov 16, 2023
Book Page	5126/1332
Instrument	2023074691

Lender

Name	VIRTUE FUNDING LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 S MAIN ST, LODI, NJ 07644-2205
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S MAIN ST, LODI, NJ 07644-2205

Mortgage

Document Number	0047681577
Date	Aug 9, 2022
Book Page	4768/1577
Instrument	2022079185

Lender

Name	PATCH SERVICES LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64121

Agreement

Type	Commercial Mortgage

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	142 S MAIN ST, LODI, NJ 07644-2205
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S MAIN ST, LODI, NJ 07644-2205

Mortgage

Document Number	0045161230
Date	Jan 3, 2022
Book Page	4516/1230
Instrument	2022000221

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 142 S Main St was $10,319, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,500 (-) Land $112,300 Building $179,200	$291,500 (-) Land $112,300 Building $179,200
2025	$10,319.00 (+5.61%)	$291,500 Land $112,300 Building $179,200	$291,500 Land $112,300 Building $179,200
2024	$9,771.00
2023		$291,500 Land $112,300 Building $179,200	$291,500 Land $112,300 Building $179,200
2022	$9,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 142 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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