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142 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 142 River St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1920
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Dec 2024)
Tax Bill$5,686 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2021 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN361200 299.12-3-12

Property Details

APN / Parcel Number

Primary APN361200 299.12-3-12
Alternative APNs
  • 120029901200030120000000
  • 3911 2829

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area720 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions165 ft deep x 44 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area244 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2829
Street Address142 RIVER ST
CityONEONTA
StateNY
Zip13820-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number12.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1003
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 299.12-3-12

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address435 MAIN ST, ONEONTA, NY 13820-2028
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 01, 2021Warranty Deed, Transfer
Jan 10, 2019Warranty Deed, Transfer
NOT AVAILABLE
Jan 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleJul 06, 2021 · Amount on Record
Deed Document Number20242024-5103
Prior Transfer DateOct 06, 2016
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJul 06, 2021
Property Address142 RIVER ST, ONEONTA, NY 13820-2238
Document Number741
Instrument DateJun 30, 2021
Instrument2021-3741
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2853 SUTHERLAND DR, THOMPSONS STATION, TN 37179-5045

Mortgage

Document Number742
DateJul 06, 2021
Instrument2021-3742
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateFeb 01, 2021
Property Address142 RIVER ST, ONEONTA, NY 13820-2238
Document Number96
Instrument DateDec 29, 2020
Instrument2021-596
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 RIVER ST, ONEONTA, NY 13820-2238

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJan 10, 2019
Property Address142 RIVER ST, ONEONTA, NY 13820-2238
Document Number0000000157
Instrument DateDec 21, 2018
Instrument157
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25 TOWNSEND ST WALTON NY 138561309, WALTON, NY 13856-1309

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateJan 10, 2019
Property Address142 RIVER ST, ONEONTA, NY 13820-2238
Document Number0000000155
Instrument DateDec 01, 2018
Instrument155
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 RIVER ST ONEONTA NY 138202238, ONEONTA, NY 13820-2238

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,686.00$150,000 (-) Land $14,100 Building $135,900$211,268 (+14.08%) Land $19,859 Building $191,409
2023$150,000 Land $14,100 Building $135,900$185,185 Land $17,407 Building $167,778

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
2 of 5 on primary residences
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Flood Events
  • Severe Storms And Flooding (Jun 2006), 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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