142 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 142 Rector St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,427 sqft · built 1909
Lot Size0.078 acres (3,402 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Aug 2019)
Tax Bill$7,964 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-00026-0000-00032

Property Details

APN / Parcel Number

Primary APN16-00026-0000-00032
Alternative APN
  • 160002600032

Interior

Stories2 Stories
Building Area1,427 sqft Living Area

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Construction TypeFrame
Lot Area3,402 sqft (0.078 acres)
Lot Dimensions100 ft deep x 34 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address142 RECTOR ST
CityPERTH AMBOY
StateNJ
Zip08861-4720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description34X100
Legal SubdivisionTOWNSHIP/WOODBRIDGE
Legal Block26
Legal Lot Number32
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group1
Census Block1003
Census Tract5000

Owner

142 Rector St is owned and occupied by two individuals who bought it in August 2019.

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address142 RECTOR ST, PERTH AMBOY, NJ 08861-4720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GSF MORTGAGE CORP
Aug 14, 2019Grant Deed, Transfer · Conventional with PMI
GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on File
Deed SaleAug 14, 2019 · Amount on File
Deed Document Number201964888
Deed Book / Page17586 / 927
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address142 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 RECTOR ST, PERTH AMBOY, NJ 08861-4720

Mortgage

Document Number0000059999
DateJun 29, 2022
Book Page18970/15
Instrument2022059999
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueMay 24, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address142 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyNATIONAL ASSURANCE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001152
DateJan 5, 2021
Book Page18213/944
Instrument2021001152
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
AddressBROOKFIELD, WI 53005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateAug 14, 2019
Property Address142 RECTOR ST, PERTH AMBOY, NJ 08861-4720
Document Number0000064888
Book / Page017586 / 000927
Instrument DateJul 1, 2019
Instrument64888
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address142 RECTOR ST PERTH AMBOY NJ 088614720, PERTH AMBOY, NJ 08861-4720

Mortgage

Document Number64889
DateAug 14, 2019
Book Page017586/000932
Instrument64889
Lender
NameGARDEN ST HM LNS INC
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 142 Rector St was $7,964, up 5.3% from the year before.

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,600 (-) Land $125,600 Building $125,000$250,600 (-) Land $125,600 Building $125,000
2025$7,964.00 (+5.34%)$250,600 Land $125,600 Building $125,000$250,600 Land $125,600 Building $125,000
2024$7,560.00
2023$250,600 Land $125,600 Building $125,000$250,600 Land $125,600 Building $125,000
2022$7,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Rector St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2007–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 142 Rector St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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