142 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 142 Prospect Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 758 sqft · built 1947
Lot Size	0.15 acres (6,525 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2019)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`445-24500-0U-001`

Property Details

APN / Parcel Number

Primary APN	`445-24500-0U-001`
Alternative APN	`WSPR M:00445 B:24500 L:0000U`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	758 sqft Living Area
Gross Area	1,934 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,525 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	445-24500-0U-001
Street Address	142 PROSPECT AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24500
Legal Lot Number	U
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1008
Census Tract	812202

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EAGLE FCU
Oct 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY CU
Sep 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage PIONEER VALLEY CU
Aug 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Deed Document Number	201949304
Deed Book / Page	22828 / 390
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026128-261
Date	Nov 26, 2025
Book Page	26128/261
Instrument	57058

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025202-554
Date	Oct 25, 2023
Book Page	25202/554
Instrument	50596

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24206-571
Date	Oct 27, 2021
Book Page	24206/571
Instrument	76100

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23424-127
Date	Sep 17, 2020
Book Page	23424/127
Instrument	52479

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 29, 2019
Property Address	142 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4594
Document Number	22828-390
Book / Page	22828 / 390
Instrument Date	Aug 14, 2019
Instrument	49304
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LUCERNE RD, SPRINGFIELD, MA 01119-1837

Mortgage

Document Number	49305
Date	Aug 29, 2019
Instrument	49305

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00	$225,100 (-0.4%) Land $112,000 Building $113,100	$229,140
2024	$3,347.00 (+5.22%)	$226,000 (+10.41%) Land $112,000 Building $114,000
2023	$3,181.00	$204,700 Land $112,000 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures