142 Posting Way, Charles Town, WV 25414 Property Records

Jefferson County property record for 142 Posting Way, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,210 sqft · built 2001
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,993 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-4F-0048.0000`

Property Details

APN / Parcel Number

Primary APN	`02-4F-0048.0000`
Alternative APN	`19-02-4F-0048.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,210 sqft Living Area
1st Floor Area	1,912 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	155 ft deep x 94.3 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	142 POSTING WAY
City	CHARLES TOWN
State	WV
Zip	25414-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #48 BRECKENRIDGE
Legal Subdivision	BRECKENRIDGE
Legal Lot Number	48
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	1
Census Block	1006
Census Tract	972503

Owner

142 Posting Way is owned and occupied by two individuals.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 7, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage PENNYMAC
Jan 31, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327

Mortgage

Document Number	002508/419
Date	Jun 15, 2023
Book Page	2508/419
Instrument	202300006678

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 POSTING LAW, CHARLES TOWN, WV 25414-9327

Mortgage

Document Number	2348/674
Date	Feb 10, 2021
Book Page	2348/674
Instrument	202100002583

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 7, 2019
Property Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327
Document Number	0000002433
Book / Page	001219 / 000593
Instrument Date	Feb 25, 2019
Instrument	2433
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 POSTING WAY CHARLES TOWN WV 254149327, CHARLES TOWN, WV 25414-9327

Mortgage

Document Number	2434
Date	Mar 7, 2019
Book Page	002216/000248
Instrument	2434

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	142 POSTING WAY, CHARLES TOWN, WV 25414-9327
Document Number	0000001523
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PELHAM LN CHARLES TOWN WV 254149330, CHARLES TOWN, WV 25414-9330

Mortgage

Document Number	0000001523
Date	Feb 7, 2019
Book Page	002214/000056
Instrument	1523

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 142 Posting Way was $2,993, down 0.7% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,993.00 (-0.73%)	$259,500 (-) Land $57,700 Building $201,800	$432,500 (-) Land $96,167 Building $336,333
2025	$3,015.00	$259,500 Land $57,700 Building $201,800	$432,500 Land $96,100 Building $336,400
2023	$2,840.00	$243,200 Land $57,700 Building $185,500	$405,300 Land $96,100 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Posting Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Posting Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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