142 Park Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 142 Park Rd, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,482 sqft · built 1928
Lot Size0.054 acres (2,338 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Aug 2022)
Tax Bill$3,646 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN027-40-07-001.00

Property Details

APN / Parcel Number

Primary APN027-40-07-001.00

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,482 sqft Finished Area
Gross Area4,722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialStone
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area2,338 sqft (0.054 acres)
Lot Dimensions125 ft deep x 18.7 ft wide
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address142 PARK RD
CityFT MITCHELL
StateKY
Zip41011-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT MITCHELL HGTS 68-69-70 & W 25' LOT 71 & 18.7X125 NWC LOT 68
Legal SubdivisionFT MITCHELL HEIGHTS
Legal PhaseT1,A
Legal Lot Number70,71
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fort Mitchell Heights Historic District
listed 1989 · 23 contributing resources · NRIS 89001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address142 PARK RD, FT MITCHELL, KY 41011-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2022Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/NTHRN KY
Aug 14, 2014Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2022 · Amount on Record
Deed SaleAug 8, 2022 · Amount on Record
Prior SaleApr 10, 2012 · Amount on Record
Deed Document Number202295
Deed Book / Page181 / 720
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 8, 2022
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Document Number0005900095
Book / Page181 / 720
Instrument DateJul 29, 2022
Instrument22080805900095
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 PARK RD, 142, FT MITCHELL, KY 41011-1815

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address142 PARK RD, FT MITCHELL, KY 41011-1815

Mortgage

Document Number0005900096
DateAug 8, 2022
Instrument22080805900096
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 PARK RD, FT MITCHELL, KY 41011-1815

Mortgage

Document Number0005900055
DateJun 23, 2022
Book Page382/701
Instrument22062305900055
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 5, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Transaction TypeMortgage
Record UpdatedDec 9, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900018
DateDec 1, 2021
Book Page133/75
Instrument20120105900018
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueDec 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Document Number0000000018
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address142 PARK RD FORT MITCHELL KY 410111815, FORT MITCHELL, KY 41011-1815

Mortgage

Document Number0000000018
DateDec 1, 2020
Book Page00M133/000075
Instrument18
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Document Number0000000205
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address142 PARK RD FORT MITCHELL KY 410111815, FORT MITCHELL, KY 41011-1815

Mortgage

Document Number0000000205
DateJan 24, 2020
Book Page0000M6/000304
Instrument205
Lender
NameFIFTH THIRD BK/NTHRN KY
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2050
Interest
Rate TypeAdjustable Rate

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address142 PARK RD, FT MITCHELL, KY 41011-1815
Document Number0000000060
Instrument DateAug 14, 2014
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address142 PARK RD FORT MITCHELL KY 410111815, FORT MITCHELL, KY 41011-1815

Mortgage

Document Number0000000060
DateSep 15, 2017
Book Page0C6248/000297
Instrument60
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$975,000 (-) Land $120,000 Building $855,000$975,000 (-) Land $120,000 Building $855,000
2025$3,646.00 (-8.11%)$975,000 (-) Land $120,000 Building $855,000$975,000 (-) Land $120,000 Building $855,000
2023$3,968.00$975,000 Land $120,000 Building $855,000$975,000 Land $120,000 Building $855,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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