Worcester County and Gardner City property record for 142 Otter River Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1989 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2020) |
| Tax Bill | $4,620 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Feb 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:C37 B:9 L:22 |
| Primary APN | GARD M:C37 B:9 L:22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,336 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 142 OTTER RIVER RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | ROY J & BEVERLY A BUSHEY |
| Legal Block | 9 |
| Legal Lot Number | 22 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 707400 |
142 Otter River Rd is owned and occupied by an individual who bought it in May 2020.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 142 OTTER RIVER RD, GARDNER, MA 01440-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 14, 2020 | Foreclosure FINANCE AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on File |
| Deed Sale | May 22, 2020 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 202052812 |
| Deed Book / Page | 62452 / 39 |
| Prior Transfer Date | May 11, 2020 |
| Prior Transfer Doc | 62452-39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 22, 2020 |
| Property Address | 142 OTTER RIVER RD, GARDNER, MA 01440-1533 |
| Document Number | 62452-39 |
| Book / Page | 62452 / 39 |
| Instrument Date | May 11, 2020 |
| Instrument | 52812 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 OTTER RIVER RD, GARDNER, MA 01440-1533 |
| Document Number | 52813 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 52813 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Feb 14, 2020 |
| Property Address | 142 OTTER RIVER RD, GARDNER, MA 01440-1533 |
| Document Number | 61900-295 |
| Book / Page | 061900 / 000295 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 16228 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 135 HIGH STREET EXT LANCASTER MA 015232029, LANCASTER, MA 01523-2029 |
| Document Number | 61900-298 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 061900/000298 |
| Instrument | 16229 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2021 |
The 2026 property tax bill for 142 Otter River Rd was $4,620, up 9,943.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,620.00 (+9,943.48%) | $335,500 (+4.13%) Land $93,500 Building $242,000 | $375,560 (+21.01%) |
| 2025 | $46.00 (-98.99%) | $322,200 (+6.48%) Land $85,000 Building $237,200 | $310,365 |
| 2024 | $4,536.00 (+7.16%) | $302,600 (+15.32%) Land $77,500 Building $225,100 | |
| 2023 | $4,233.00 | $262,400 Land $76,500 Building $185,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 142 Otter River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 142 Otter River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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