142 Oak Point Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 142 Oak Point Dr, Cherryville, NC 28021 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2005
Square Footage	2,165 sqft Finished Area
Lot Size	31,253 sqft (0.717 acres)
Garage	546 sqft
Occupancy	Owner Occupied
Last Sale	$460,000 (2022)
Tax Bill	$3,496.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40911`
Alternative APNs	`1199051` `1345919`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,165 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick Exterior
Lot Area	31,253 sqft (0.717 acres)
Parking Spaces	2 Parking Spaces
Garage Area	546 sqft Garage

Exterior Amenities

Deck Area	310 sqft Deck
Porch Area	75 sqft Porch
Boat Access	Boat Access
Boat House	420 sqft Boat House
Storage Building	100 sqft Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1345919
Street Address	142 OAK POINT DR
City	CHERRYVILLE
State	NC
Zip	28021-9304
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#48 PB16-132A CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Block	1
Legal Lot Number	48
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	4
Census Block	4002
Census Tract	950301

Owner

Source: Cleveland County records · APN 40911

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	142 OAK POINT DR, CHERRYVILLE, NC 28021-9304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Deed Doc Number	2022200067748
Deed Book / Page	1863 / 2647
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 28, 2022
Property Address	142 OAK POINT DR, CHERRYVILLE, NC 28021-9304
Document Number	0018632647
Book / Page	1863 / 2647
Map Reference	MB 16 PG 132A
Instrument Date	Jan 28, 2022
Instrument	200067748
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 HOT SPRINGS TER, 1308, SHELBY, NC 28150-4849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 OAK POINT DR, CHERRYVILLE, NC 28021-9304

Mortgage

Document Number	0018632650
Date	Jan 28, 2022
Instrument	1863/2650

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,566 (-) Land $157,500 Building $393,066	$550,566 (-) Land $157,500 Building $393,066
2025	$3,496.00	$550,566 (+62.01%) Land $157,500 Building $393,066	$550,566 (+62.01%) Land $157,500 Building $393,066
2023		$339,828 Land $126,000 Building $213,828	$339,828 Land $126,000 Building $213,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.