142 Lumar Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 142 Lumar Rd, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,135 sqft · built 1963
Lot Size0.33 acres (14,546 sqft)
Owner2 Individual Names on Record
Last Sale$214,900 (Jun 2015)
Tax Bill$2,349 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21A-25-011

Property Details

APN / Parcel Number

Primary APN21A-25-011
Alternative APNs
  • 5500465000
  • 4065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,135 sqft Living Area
1st Floor Area2,135 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area14,546 sqft (0.33 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerConnected

Location & Zoning

Street Address142 LUMAR RD
CitySMITHFIELD
StateVA
Zip23430-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal DescriptionL 11 LUMAR HOMES PLAT 4/185
Legal SubdivisionLU-MAR HOMES
Legal Lot Number11
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1014
Census Tract280104

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address142 LUMAR RD, SMITHFIELD, VA 23430-1434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2015 · Amount on Record
Deed SaleJun 18, 2015 · Amount on Record
Prior SaleJun 7, 2007 · Amount on Record
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Recording DateJul 30, 2026
Property Address142 LUMAR RD, SMITHFIELD, VA 23430-1434
Document Number0000003688
Instrument DateJul 25, 2026
Instrument20263688
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 LUMAR RD, SMITHFIELD, VA 23430-1434

Mortgage

Document Number0000003688,
DateJul 30, 2026
Instrument20263688
Lender
NameMILESTONE MORTGAGE SOLUTIONS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
MunicipalitySmithfield Town
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,349.00 (+4.54%)$290,000 (-) Land $45,000 Building $245,000$290,000 (-) Land $45,000 Building $245,000
2025$2,247.00$290,000 (-) Land $45,000 Building $245,000$290,000 (-) Land $45,000 Building $245,000
2023$290,000 Land $45,000 Building $245,000$290,000 Land $45,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 8,089 people · EPA ID VA3093640
Water SourceGroundwater
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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