142 Laurel St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 142 Laurel St, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,282 sqft · built 1885
Lot Size0.115 acres (5,022 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Aug 2013)
Tax Bill$11,748 (2026)
Deeds & MortgagesMar 2024 Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMELR M:0F7 P:0000129

Property Details

APN / Parcel Number

Primary APNMELR M:0F7 P:0000129

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,282 sqft Living Area
Gross Area2,817 sqft
Basement Area590 sqft
Unfinished Basement590 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,022 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Street Address142 LAUREL ST
CityMELROSE
StateMA
Zip02176-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group6
Census Block6014
Census Tract336300

Owner

142 Laurel St is owned and occupied by two individuals who bought it in August 2013.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address142 LAUREL ST, MELROSE, MA 02176-4122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Sep 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2013 · Amount on File
Deed SaleAug 30, 2013 · Amount on File
Prior SaleDec 1, 1998 · Amount on File
Deed Book / Page62561 / 227
Transfer Doc062561-227
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address142 LAUREL ST, MELROSE, MA 02176-4122
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082595-126
DateMar 25, 2024
Book Page82595/126
Instrument28729
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueApr 1, 2039

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address142 LAUREL ST, MELROSE, MA 02176-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75728-310
DateSep 28, 2020
Book Page75728/310
Instrument172124
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 142 Laurel St was $11,748, up 17,973.8% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,748.00 (+17,973.85%)$1,024,200 (+53.83%) Land $472,600 Building $551,600$774,265 (+8.73%)
2025$65.00 (-98.97%)$665,800 (+4.78%) Land $423,300 Building $242,500$712,120
2024$6,310.00 (-0.14%)$635,400 (+4.78%) Land $397,700 Building $237,700
2023$6,319.00$606,400 Land $384,800 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Laurel St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 142 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
476 / 106
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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