142 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 142 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 2019
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$264,900 (Aug 2020)
Tax Bill$4,090 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT180200109

Property Details

APN / Parcel Number

Primary APNT180200109
Alternative APN
  • 2-0048-C585-00-0062.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,571 sqft Living Area
Gross Area3,124 sqft
1st Floor Area1,571 sqft
Basement Area1,553 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.207 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180200109
Street Address142 KEYSTONE RIDGE DR
CityO FALLON
StateMO
Zip63366-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE RIDGE LOT 62
Legal SubdivisionKEYSTONE RIDGE
Legal Lot Number62
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3085
Census Tract312095

Owner

Source: St. Charles County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address142 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Aug 4, 2020Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2020 · Amount on Record
Deed SaleAug 4, 2020 · Amount on Record
Deed Document Number2020553220
Deed Book / Page7362 / 1131
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address142 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Mortgage

Document Number0000040903
DateJul 22, 2022
Instrument2022R-040903
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 4, 2020
Property Address142 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number0073621131
Book / Page7362 / 1131
Map ReferenceMB 49 PG 332
Instrument DateJul 31, 2020
Instrument20200804000553220
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Mortgage

Document Number20200804000553230
DateAug 4, 2020
Instrument20200804000553230
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,090.00$65,535 (+14.49%)$344,922 (+14.48%) Land $50,000 Building $294,922
2023$57,243
2022$301,282 Land $50,000 Building $251,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keystone Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number