142 E Howard St, Girard, OH 44420 Property Records

Trumbull County property record for 142 E Howard St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,836 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Dec 2025)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-467400`

Property Details

APN / Parcel Number

Primary APN	`14-467400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	2,008 sqft
Upper Floors Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	142 E HOWARD ST
City	GIRARD
State	OH
Zip	44420-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 34 50F OSBORN HOWARD ST
Legal Subdivision	ABNER OSBORNES 7TH ADD
Legal Lot Number	34
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2012
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 E HOWARD ST, GIRARD, OH 44420-2923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · FHA Mortgage COAST ONE MORTGAGE LLC
Mar 13, 2020	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Aug 17, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 17, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	202521647
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Dec 3, 2025
Property Address	142 E HOWARD ST, GIRARD, OH 44420-2923
Document Number	0000021647
Map Reference	VOL 6 PG 62
Instrument Date	Nov 14, 2025
Instrument	202512030021647
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	142 E HOWARD ST, GIRARD, OH 44420-2923

Mortgage

Document Number	0000021648
Date	Dec 3, 2025
Instrument	202512030021648

Lender

Name	COAST ONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Mar 13, 2020
Property Address	142 E HOWARD ST, GIRARD, OH 44420-2923
Document Number	0000005070
Map Reference	VOL 6 PG 62
Instrument Date	Feb 19, 2020
Instrument	202003130005070
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E HOWARD ST, GIRARD, OH 44420-2923

Mortgage

Document Number	0000005071
Date	Mar 13, 2020
Instrument	202003130005071

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TRUMBULL OH
Recording Date	Aug 17, 2018
Property Address	142 E HOWARD ST, GIRARD, OH 44420-2923
Document Number	0000016138
Instrument Date	Aug 13, 2018
Instrument	16138
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E HOWARD ST GIRARD OH 444202923, GIRARD, OH 44420-2923

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TRUMBULL OH
Recording Date	Aug 17, 2018
Property Address	142 E HOWARD ST, GIRARD, OH 44420-2923
Document Number	0000016139
Instrument Date	Aug 13, 2018
Instrument	16139
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7759 KNICKERBOCKER DR NE WARREN OH 444841421, WARREN, OH 44484-1421

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00	$38,010 (-) Land $3,150 Building $34,860
2024	$1,595.00 (-1.97%)	$38,010 (-) Land $3,150 Building $34,860
2023	$1,627.00 (+24.1%)	$38,010 (+55.78%) Land $3,150 Building $34,860	$108,600 (+55.81%) Land $9,000 Building $99,600
2022	$1,311.00	$24,400 Land $3,150 Building $21,250
2020			$69,700 Land $9,000 Building $60,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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