142 E Highland Ave, Elkin, NC 28621 Property Records

Surry County property record for 142 E Highland Ave, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1959
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2023)
Tax Bill	$831 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4952-18-40-1849`

Property Details

APN / Parcel Number

Primary APN	`4952-18-40-1849`
Alternative APNs	`100128320` `82983900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	272 sqft
Unfinished Basement	592 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,282 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100128320
Street Address	142 E HIGHLAND AVE
City	ELKIN
State	NC
Zip	28621-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LTS 4-6 SEC A HD WOODRUFF
Legal Subdivision	ELKIN CENTRAL RESIDENTIAL
Legal Lot Number	4-6
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	2
Census Block	2020
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 E HIGHLAND AVE, ELKIN, NC 28621-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Jul 1, 1959
Deed Document Number	2023711553
Deed Book / Page	1877 / 352
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Recording Date	Jun 26, 2026
Property Address	142 E HIGHLAND AVE, ELKIN, NC 28621-2308
Document Number	0000734836
Book / Page	1979 / 840
Instrument Date	Jun 22, 2026
Instrument	2026734836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E HIGHLAND AVE, ELKIN, NC 28621-2308

Mortgage

Document Number	0000734836,
Date	Jun 26, 2026
Book Page	1979/840
Instrument	2026734836

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 1, 2023
Property Address	142 E HIGHLAND AVE, ELKIN, NC 28621-2308
Document Number	001877/352
Book / Page	1877 / 352
Instrument Date	Nov 30, 2023
Instrument	711553
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E HIGHLAND AVE, ELKIN, NC 28621-2308

Mortgage

Document Number	0000711554
Date	Dec 1, 2023
Instrument	711554

Lender

Name	ATLANTIC BAY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$831.00	$103,030 (-16.34%) Land $12,000 Building $91,030	$103,030 (-16.34%) Land $12,000 Building $91,030
2025	$831.00 (+400.6%)	$123,150 (+105.94%) Land $12,000 Building $111,150	$123,150 (+105.94%) Land $12,000 Building $111,150
2023	$166.00	$59,800 Land $10,800 Building $49,000	$59,800 Land $10,800 Building $49,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Surry Telephone.

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