142 Cody Dr, Almo, KY 42020 Property Records

Calloway County property record for 142 Cody Dr, Almo, KY 42020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,544 sqft · built 2007
Lot Size	1.01 acres (44,039 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2023)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039-K-0003`

Property Details

APN / Parcel Number

Primary APN	`039-K-0003`
Alternative APN	`38932`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,544 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,039 sqft (1.01 acres)
Garage Type	Basement
Garage Area	728 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	38932
Street Address	142 CODY DR
City	ALMO
State	KY
Zip	42020-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	142 CODY DRIVE
Legal Subdivision	MATHIS FARM SUB II
Jurisdiction	CALLOWAY KY
Township / Civil Division	KIRKSEY
Census Block Group	2
Census Block	2056
Census Tract	10200

Owner

Source: Calloway County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 CODY DR, ALMO, KY 42020-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 28, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Nov 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2023666348
Deed Book / Page	1404 / 726
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	001235/121
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Recording Date	Sep 23, 2026
Property Address	142 CODY DR, ALMO, KY 42020-9399
Document Number	0000743875
Book / Page	1560 / 606
Instrument Date	Sep 10, 2026
Instrument	2026743875
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	EXPERIENCE TITLE GROUP LLC, EXPERIENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CODY DR, ALMO, KY 42020-9399

Mortgage

Document Number	0000743875,
Date	Sep 23, 2026
Book Page	1560/606
Instrument	2026743875

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Recording Date	May 28, 2026
Property Address	142 CODY DR, ALMO, KY 42020-9399
Document Number	0000726158
Book / Page	1544 / 472
Instrument Date	May 21, 2026
Instrument	2026726158
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CODY DR, ALMO, KY 42020-9399

Mortgage

Document Number	0000726158,
Date	May 28, 2026
Book Page	1544/472
Instrument	2026726158

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	142 CODY DR, ALMO, KY 42020-9399
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001232/498
Date	Nov 4, 2019
Book Page	1232/498
Instrument	637791

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 23, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	142 CODY DR, ALMO, KY 42020-9399
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001228/268
Date	Sep 27, 2019
Book Page	1228/268
Instrument	637093

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	142 CODY DR, ALMO, KY 42020-9399
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001309/358
Date	Apr 22, 2021
Book Page	1309/358
Instrument	648602

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 25, 2019
Property Address	142 CODY DR, ALMO, KY 42020-9399
Document Number	001235/121
Book / Page	1235 / 121
Map Reference	MB 2 PG 59
Instrument Date	Nov 20, 2019
Instrument	638185
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 POTTERTOWN RD, MURRAY, KY 42071-5167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CODY DR, ALMO, KY 42020-9399

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+27.6%)	$254,000 (+30.26%)	$254,000 (+30.26%)
2023	$1,779.00	$195,000	$195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER ALMO HEIGHTS WATER DISTRICT serves 2,275 people · EPA ID KY0180102
Water Source	Purchased groundwater from MURRAY WATER SYSTEM
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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