142 Cloran St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 142 Cloran St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,257 sqft · built 1942
Lot Size	0.231 acres (10,049 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2023)
Tax Bill	$4,327 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02910 P:0028`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02910 P:0028`
Alternative APN	`29100028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,257 sqft Living Area
1st Floor Area	540 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,049 sqft (0.231 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29100028
Street Address	142 CLORAN ST
City	SPRINGFIELD
State	MA
Zip	01109-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	801402

Owner

142 Cloran St is owned by an individual who bought it in August 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 LORI LN, EAST LONGMEADOW, MA 01028-2711
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2023	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC
Apr 6, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202336748
Deed Book / Page	25108 / 307
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 17, 2026
Property Address	142 CLORAN ST, SPRINGFIELD, MA 01109-2206
Document Number	0000033333
Book / Page	26420 / 437
Instrument Date	Jul 10, 2026
Instrument	202633333
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CLORAN ST, SPRINGFIELD, MA 01109-2206

Mortgage

Document Number	0000033333,
Date	Jul 17, 2026
Book Page	26420/437
Instrument	202633333

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 8, 2023
Property Address	142 CLORAN ST, SPRINGFIELD, MA 01109-2206
Document Number	025108-307
Book / Page	25108 / 307
Instrument Date	Aug 8, 2023
Instrument	36748
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LORI LN, E LONGMEADOW, MA 01028-2711

Mortgage

Document Number	0000036749
Date	Aug 8, 2023
Instrument	36749

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2023
Property Address	142 CLORAN ST, SPRINGFIELD, MA 01109-2206
Document Number	024987-599
Book / Page	24987 / 599
Instrument Date	Apr 28, 2023
Instrument	19399
Transaction Type	Construction Loan
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILDFLOWER LN, AGAWAM, MA 01001-1911

Mortgage

Document Number	0000019400
Date	Apr 28, 2023
Instrument	19400

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 6, 2023
Property Address	142 CLORAN ST, SPRINGFIELD, MA 01109-2206
Document Number	024962-572
Book / Page	24962 / 572
Instrument Date	Mar 29, 2023
Instrument	15600
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SOUTH ST APT 5, 5, CHICOPEE, MA 01013-2409

Tax Assessment & Valuation

The 2026 property tax bill for 142 Cloran St was $4,327, up % from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,327.00 (+0.02%)	$279,900 (+1.45%) Land $46,000 Building $233,900	$271,551 (-1.16%)
2025	$4,326.00	$275,900 Land $41,700 Building $234,200	$274,740 (+8.48%)
2024			$253,270
2023	$3,263.00	$191,400 Land $31,600 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Cloran St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Cloran St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aervivo.

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