Berrien County property record for 142 Chestnut St, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft · built 1925 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $700 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-4530-0061-00-4 |
| Primary APN | 03-4530-0061-00-4 |
|---|---|
| Alternative APNs |
|
| Lot Area | 30,928 sqft (0.71 acres) |
|---|
| Street Address | 142 CHESTNUT ST |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMBINED ON 08/15/2025 FROM 03-4530-0059-01-8, 03-4530-0061-00-4, 03-4530-0062-01-9, 03-4530-0062-02-7; LOTS 17 TO 21 BLK C LEESIDE 1ST ADD TO CITY OF BENTON HARBOR |
| Legal Subdivision | LEESIDE 1ST ADD |
| Legal Block | C |
| Legal Lot Number | 17-21 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2200 |
142 Chestnut St is owned and occupied by an individual.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 16, 2013 | Quit Claim Deed, Transfer Quitclaim |
| Dec 1, 2011 | Redemption Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Document Number | 03402/2132 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 3402/2132 |
| Instrument | 2023378900 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Document Number | 03471/2911 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 3471/2911 |
| Instrument | 2026453230 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 6.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Document Number | 03432/1973 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 3432/1973 |
| Instrument | 2024412188 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 16, 2013 |
| Property Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Document Number | 03054/1076 |
| Book / Page | 3054 / 1076 |
| Instrument Date | Oct 15, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 MAIN ST, SAINT JOSEPH, MI 49085-1316 |
| Name | Verified Name |
|---|---|
| Address | 1763 E BRITAIN AVE, BENTON HARBOR, MI 49022-1603 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 1, 2011 |
| Property Address | 142 CHESTNUT ST, BENTON HARBOR, MI 49022-3020 |
| Document Number | 02976/2187 |
| Book / Page | 2976 / 2187 |
| Instrument Date | Oct 12, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,600 (+15.82%) | $73,200 (+15.82%) | |
| 2025 | Homeowner's exemption | $31,600 | $63,200 |
| 2024 | $700.00 | ||
| 2023 | $25,400 | $50,800 | |
| 2022 | $638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 142 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 142 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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