142 Ave B SE, Winter Haven, FL 33880 Property Records

Polk County property record for 142 Ave B SE, Winter Haven, FL 33880

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 1,080 sqft · built 1948
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Jul 2026)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-607000-001051`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-607000-001051`
Alternative APNs	`282826607000001051` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	6,826 sqft (0.157 acres)
Lot Dimensions	146 ft deep x 50 ft wide
View / Lot	Commercial
Garage Type	Detached
Garage Area	240 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	142 AVENUE B SE
City	WINTER HAVEN
State	FL
Zip	33880-3037
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Description	HAVEN TERRACE PB 13 PG 26 BLK 1 LOTS 5 E1/2 & 6 W1/2
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	HAVEN TERRACE
Legal Tract	607000
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2047
Census Tract	13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 AVENUE B SE, WINTER HAVEN, FL 33880-3037
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Warranty Deed, Construction Loan · Construction Mortgage RBI PRIVATE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	2026161840
Deed Book / Page	14066 / 1870
Transfer Doc	3982000094
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 8, 2026
Property Address	142 AVENUE B SE, WINTER HAVEN, FL 33880-3037
Document Number	0000161840
Book / Page	14066 / 1870
Instrument Date	Jun 29, 2026
Instrument	2026161840
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CLOSING USA LLC, CLOSING ALLIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160,489.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 AVENUE B SE, WINTER HAVEN, FL 33880-3037

Mortgage

Document Number	0000161841,
Date	Jul 8, 2026
Instrument	2026161841

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2025
Property Address	142 AVENUE B SE, WINTER HAVEN, FL 33880-3037
Document Number	0000231911
Book / Page	13721 / 1544
Map Reference	MB 13 PG 26
Instrument Date	Sep 22, 2025
Instrument	2025231911
Transaction Type	Construction Loan
Record Updated	Oct 28, 2025
Title Company	AMZ TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 ALACHUA DR, WINTER HAVEN, FL 33884-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 PERIWINKLE PL, HAINES CITY, FL 33844-9799

Mortgage

Document Number	0137211546
Date	Oct 3, 2025
Instrument	13721/1546

Lender

Name	RBI PRIVATE LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,101 (+6.32%) Land $25,935 Building $63,166	$89,101 (+6.32%) Land $25,935 Building $63,166
2025	$1,594.00 (-2.69%)	$83,801 (-2.5%) Land $25,935 Building $57,866	$83,801 (-2.5%) Land $25,935 Building $57,866
2024	$1,638.00 (+3.47%)	$85,952 (-0.16%) Land $25,935 Building $60,017	$85,952 (-0.16%) Land $25,935 Building $60,017
2023	$1,583.00 (+8.13%)	$86,092 (+7.15%) Land $25,935 Building $60,157	$86,092 (+7.15%) Land $25,935 Building $60,157
2022	$1,464.00	$80,349 Land $25,935 Building $54,414	$80,349 Land $25,935 Building $54,414

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alternative Choice Wireless, AT&T, Frontier.

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