14197 Stacey St, Carmel, IN 46033 Property Records

Hamilton County property record for 14197 Stacey St, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,659 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$8,157 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-207-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-207-015.000-018`
Alternative APN	`1610190207015000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,659 sqft Living Area
1st Floor Area	1,816 sqft
2nd Floor Area	1,762 sqft
Basement Area	1,441 sqft
Finished Basement	1,081 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	130 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610190207015000
Street Address	14197 STACEY ST
City	CARMEL
State	IN
Zip	46033-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .35, SECTION 19, TOWNSHIP 18, RANGE 4, FOSTER ESTATES, SECTION 7, LOT 181
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	FOSTER ESTATE
Legal Block	7
Legal Lot Number	181
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1025
Census Tract	110904

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14197 STACEY ST, CARMEL, IN 46033-8721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2017
Transfer Doc	0000046144
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 7, 2026
Property Address	14197 STACEY ST, CARMEL, IN 46033-8721
Document Number	0000035751
Instrument Date	Jul 29, 2026
Instrument	202635751
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14197 STACEY ST, CARMEL, IN 46033-8721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035751,
Date	Aug 7, 2026
Instrument	202635751

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2051

Interest

Rate	6.43%
Max Rate	-1%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 18, 2017
Property Address	14197 STACEY ST, CARMEL, IN 46033-8721
Document Number	0000046144
Instrument Date	Sep 15, 2017
Instrument	46144
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14197 STACEY ST CARMEL IN 460338721, CARMEL, IN 46033-8721

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$721,000 (+1.25%) Land $168,200 Building $552,800	$721,000 (+1.25%) Land $168,200 Building $552,800
2024	$8,157.00 (+5.17%)	$712,100 (+4.11%) Land $168,200 Building $543,900	$712,100 (+4.11%) Land $168,200 Building $543,900
2023	$7,756.00 (+26.03%) Homeowner's exemption	$684,000 (+27.54%) Land $116,600 Building $567,400	$684,000 (+27.54%) Land $116,600 Building $567,400
2022	$6,154.00 Homeowner's exemption	$536,300 Land $116,600 Building $419,700	$536,300 Land $116,600 Building $419,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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