14197 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 14197 Riverlake Dr, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details2,271 sqft · built 2020
OwnerCompany Name on File
Last Sale$110,000 (Feb 2022)
Tax Bill$2,882 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Sale
+ 1 more
APN107-120-7989

Property Details

APN / Parcel Number

Primary APN107-120-7989
Alternative APN
  • 29003

Interior

Building Area2,271 sqft Living Area

Exterior

Year BuiltBuilt 2020
Garage Area527 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number107-120-7989
Street Address14197 RIVERLAKE DR
CityCOVINGTON
StateLA
Zip70435-5791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 LAKE RAMSEY PH 2 INST NO 970689 INST NO 1106742 INST NO 1153024 INST NO 1233110 INST NO 1669002 [LAKE RAMSEY PH 1-3 ON
Legal SubdivisionLAKE RAMSEY
Legal Phase2
Legal Lot Number23
JurisdictionSAINT TAMMANY LA
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract40204

Owner

Source: St. Tammany Parish assessment roll, APN 107-120-7989, as of October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14197 RIVERLAKE DR, COVINGTON, LA 70435-5791
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACE MORTGAGE
Aug 14, 2018Cash Sale Deed, Transfer
Jan 17, 2017Cash Sale Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleJan 17, 2017 · Amount on Record
Deed Document Number2316262
Prior Transfer DateAug 14, 2018
Prior Transfer Doc2123962
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address14197 RIVERLAKE DR, COVINGTON, LA 70435-5791
Transaction TypeMortgage
Record UpdatedApr 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002200708
DateApr 02, 2020
Instrument2200708
Lender
NameACE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate

August 2018: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateAug 14, 2018
Property Address14197 RIVERLAKE DR, COVINGTON, LA 70435-5791
Document Number0002123962
Map ReferenceMAP 873A
Instrument DateAug 07, 2018
Instrument2123962
Transaction TypeTransfer
Record UpdatedApr 06, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81166 BLUE HERON DR, BUSH, LA 70431-2389

January 2017: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateJan 17, 2017
Property Address14197 RIVERLAKE DR, COVINGTON, LA 70435-5791
Document Number0002050252
Map ReferenceMAP 873A
Instrument DateJan 13, 2017
Instrument2050252
Transaction TypeTransfer
Record UpdatedApr 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 SADDLEBROOK CT, COVINGTON, LA 70435-0530

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll as of October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,882.00 (-3.77%) Homeowner's exemption$33,185 (-) Land $7,500 Building $25,685$331,850 (-) Land $75,000 Building $256,850
2024$2,995.00 (-6.55%) Homeowner's exemption$33,185 (-) Land $7,500 Building $25,685$331,850 (-) Land $75,000 Building $256,850
2023$3,205.00 Homeowner's exemption$33,185 (-) Land $7,500 Building $25,685$331,850 (+11.79%) Land $75,000 Building $256,850
2022$3,205.00 Homeowner's exemption$33,185 Land $7,500 Building $25,685$296,850 Land $40,000 Building $256,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 308 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims44 (2005–2024)
Claims Outside the SFHA16 of 44
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims
  • Severe Storms And Flooding, Aug 2016 · 26 claims
  • Hurricane Katrina, Aug 2005 · 4 claims

Wildfire

Wildfire RiskHigh
above 74% of the US · above 93% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 125 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system LA1103139, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE RAMSEY
private · serves 840 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Sep 2025
Lead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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