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14191 Co Rd 3490, Ada, OK 74820 Property Records

Pontotoc County property record for 14191 Co Rd 3490, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 2016
Lot Size2.06 acres (89,995 sqft)
Owner2 Individual Names on File
Last Sale$184,600 (May 2016)
Tax Bill$2,178 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN30858

Property Details

APN / Parcel Number

Primary APN30858
Alternative APN
  • 0000-32-004-005-0-032-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area89,995 sqft (2.06 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area236 sqft
Patio Area204 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30858
Street Address14191 COUNTY ROAD 3490
CityADA
StateOK
Zip74820-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 BEG SE/C NE NE; N00*35'44W200.00 TO POB; S89*32'39W450.00; N00*35'44W200.00; N89*32'39E450.00; S00*35'44E200.00 TO PO
Legal Range05E
Legal Township04N
Legal Section32
Legal Tract4
JurisdictionPONTOTOC OK
Township / Civil DivisionNORTHWEST PONTOTOC
Census Block Group2
Census Block2013
Census Tract89598

Owner

Source: Pontotoc County assessment roll, APN 30858, as of January 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14191 COUNTY ROAD 3490, ADA, OK 74820-2712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · VA Mortgage
CITIZENS BANK
May 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2016 · Amount on Record
Deed SaleMay 20, 2016 · Amount on Record
Deed Document Number20162691
Deed Book / Page3026 / 208
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Recording DateJul 14, 2026
Property Address14191 COUNTY ROAD 3490, ADA, OK 74820-2712
Document Number0000004122
Book / Page4029 / 232
Instrument DateJul 06, 2026
Instrument20264122
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14191 COUNTY ROAD 3490, ADA, OK 74820-2712

Mortgage

Document Number0000004122,
DateJul 14, 2026
Book Page4029/232
Instrument20264122
Lender
NameCITIZENS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term120 Months
DueJul 10, 2036
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address14191 COUNTY ROAD 3490, ADA, OK 74820-2712
Transaction TypeMortgage
Record UpdatedJun 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003701/235
DateMay 18, 2023
Book Page3701/235
InstrumentI-2023-002495
Lender
NameCITIZENS BANK OF ADA
TypeBank
AddressADA, OK 74820
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pontotoc County assessment roll as of January 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPontotoc County
Unified School DistrictVanoss Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,178.00 (-1.49%) Homeowner's exemption$24,660 (+3%) Land $3,000 Building $21,660$224,127 (-4.04%) Land $25,000 Building $199,127
2024$2,211.00 (+6.61%) Homeowner's exemption$23,942 (+3%) Land $3,000 Building $20,942$233,571 (+9.27%) Land $25,000 Building $208,571
2023$2,074.00 Homeowner's exemption$23,244 Land $3,000 Building $20,244$213,749 Land $25,000 Building $188,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), as of July 17, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401230895982, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 24 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable		1,000 / 50
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless		400 / 50
AtLink Services
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK2006215, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPONTOTOC CO RWD # 8
serves 4,250 people
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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