Charlevoix County property record for 14190 Stover Rd, Charlevoix, MI 49720
| Property Type | Commercial |
|---|---|
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,235 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-034-038-45 |
| Primary APN | 004-034-038-45 |
|---|
| Lot Area | 38,333 sqft (0.88 acres) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 3,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14190 STOVER RD |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-9793 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT E1/4 COR OF SEC 34 T34N R8W TH AL E&W1/4 LI OF SD SEC N89DEG17'09W (RECD AS S89DEG22'43W) 940.62FT TO PT IN C/L OF STO |
| Legal Range | 08W |
| Legal Township | 34N |
| Legal Section | 34 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 800 |
14190 Stover Rd, a commercial property, is held in a trust.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5221 BEECH LN, CHARLEVOIX, MI 49720-9508 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 14190 Stover Rd was $1,235, up 2.2% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,000 (+3.48%) | $196,000 (+3.48%) | |
| 2025 | $1,235.00 (+2.15%) | $94,700 | $189,400 |
| 2024 | $1,209.00 | ||
| 2023 | $90,700 | $181,400 | |
| 2022 | $1,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14190 Stover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14190 Stover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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