Montgomery County property record for 1419 Spaulding Rd, Dayton, OH 45432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,340 sqft · built 1952 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2025) |
| Tax Bill | $3,958 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I39401505 0022 |
| Primary APN | I39401505 0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 549 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1419 SPAULDING RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45432-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-2-15 |
| Legal Subdivision | MRS |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 91000 |
1419 Spaulding Rd is owned and occupied by an individual who bought it in October 2025.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 30, 2020 | Loan Modification, Mortgage · VA Mortgage USAA FED'L SVGS BK |
| Jun 7, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit DAY AIR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 2025-00057445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 16, 2025 |
| Property Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Document Number | 0000057445 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-00057445 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Document Number | 0000057446 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-00057446 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Document Number | 0000038231 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1419 SPAULDING RD DAYTON OH 454323716, DAYTON, OH 45432-3716 |
| Document Number | 0000038231 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 38231 |
| Name | USAA FED'L SVGS BK |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 7, 2018 |
| Property Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Document Number | 0000033132 |
| Instrument Date | May 31, 2018 |
| Instrument | 33132 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1419 SPAULDING RD DAYTON OH 454323716, DAYTON, OH 45432-3716 |
| Document Number | 33133 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 33133 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1419 SPAULDING RD, DAYTON, OH 45432-3716 |
| Document Number | 0000045688 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1419 SPAULDING RD DAYTON OH 454323716, DAYTON, OH 45432-3716 |
| Document Number | 0000045688 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 45688 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,970 (-) Land $9,180 Building $55,790 | ||
| 2024 | $3,958.00 (+3.32%) | $64,970 (-) Land $9,180 Building $55,790 | |
| 2023 | $3,831.00 (-14.06%) | $64,970 (-) Land $9,180 Building $55,790 | $185,640 Land $26,230 Building $159,410 |
| 2022 | $4,458.00 | $64,970 Land $9,180 Building $55,790 | |
| 2020 | $185,640 Land $26,230 Building $159,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1419 Spaulding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1419 Spaulding Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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