1419 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 1419 Main St W, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2023)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556504803511`

Property Details

APN / Parcel Number

Primary APN	`556504803511`
Alternative APNs	`1517555` `1542684` `1086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	195 ft deep x 149 ft wide

Exterior Amenities

Pool Type	Pool Type
Pool Area	392 sqft
Porch	Porch
Porch Area	136 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1542684
Street Address	1419 MAIN ST W
City	LOCUST
State	NC
Zip	28097-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	HSE 1419 W MAIN ST 556504142
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1033
Census Tract	930801

Owner

1419 Main St W is owned and occupied by an individual who bought it in March 2023.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1419 MAIN ST W, LOCUST, NC 28097-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Sep 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	2023456676
Deed Book / Page	1816 / 1005
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 31, 2023
Property Address	1419 MAIN ST W, LOCUST, NC 28097-9775
Document Number	0000456676
Book / Page	1816 / 1005
Instrument Date	Mar 31, 2023
Instrument	456676
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 MCCREADY ST NE, CONCORD, NC 28025-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 CLEAR CREEK DR, MIDLAND, NC 28107-9035

Mortgage

Document Number	0000456677
Date	Mar 31, 2023
Instrument	456677

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	1419 MAIN ST W, LOCUST, NC 28097-9775
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445768
Date	Apr 12, 2022
Book Page	1782/476
Instrument	445768

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	96 Months
Due	Apr 11, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 5, 2017
Property Address	1419 MAIN ST W, LOCUST, NC 28097-9775
Document Number	0000393756
Book / Page	001622 / 000489
Instrument Date	Aug 28, 2017
Instrument	393756
Transaction Type	Transfer
Record Updated	Sep 13, 2017

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 W MAIN ST LOCUST NC 280979775, LOCUST, NC 28097-9775

Tax Assessment & Valuation

The 2026 property tax bill for 1419 Main St W was $2,502.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00	$271,972 Land $39,693 Building $232,279	$271,972 Land $39,693 Building $232,279
2023	$1,992.00 (+0.96%)	$182,773 (-) Land $23,816 Building $158,957	$182,773 (-) Land $23,816 Building $158,957
2022	$1,973.00	$182,773 Land $23,816 Building $158,957	$182,773 Land $23,816 Building $158,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1419 Main St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1419 Main St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St W

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