1419 Arbor Ct, #21, Encinitas, CA 92024 Property Records

San Diego County property record for 1419 Arbor Ct, #21, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,954 sqft · built 1999
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Mar 2019)
Tax Bill	$20,528 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-600-03-00`

Property Details

APN / Parcel Number

Primary APN	`254-600-03-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,954 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	23,522 sqft (0.54 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1419 ARBOR CT, 21
City	ENCINITAS
State	CA
Zip	92024-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 3 TR 013325
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013325
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1419 ARBOR CT, ENCINITAS, CA 92024-1841
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Mar 18, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Oct 30, 2003 · Amount on Record
Deed Document Number	201996113
Prior Transfer Date	May 12, 2016
Prior Transfer Doc	0000241706
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1419 ARBOR CT # 21, 21, ENCINITAS, CA 92024-1841
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 ARBOR CT, ENCINITAS, CA 92024-1841

Mortgage

Document Number	0000314499
Date	Nov 13, 2023
Instrument	2023-0314499

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1419 ARBOR CT # 21, 21, ENCINITAS, CA 92024-1841
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 ARBOR CT, ENCINITAS, CA 92024-1841

Mortgage

Document Number	0000516309
Date	Jul 20, 2021
Instrument	2021-0516309

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1419 ARBOR CT # 21, 21, ENCINITAS, CA 92024-1841
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543177
Date	Nov 22, 2019
Instrument	2019-0543177

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2019
Property Address	1419 ARBOR CT # 21, 21, ENCINITAS, CA 92024-1841
Document Number	0000096113
Map Reference	MAP 13325
Instrument Date	Mar 1, 2019
Instrument	2019-0096113
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1419 ARBOR CT, ENCINITAS, CA 92024-1841

Mortgage

Document Number	0000096114
Date	Mar 18, 2019
Instrument	2019-0096114

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Mortgage

Document Number	0000096115
Date	Mar 18, 2019
Instrument	2019-0096115

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,869,707 (+2%) Land $1,086,346 Building $783,361
2025	$20,528.00 (+6.72%)	$1,833,047 (+4.04%) Land $1,065,046 Building $768,001
2023	$19,236.00 (+2.24%)	$1,761,870 Land $1,023,690 Building $738,180
2022	$18,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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