14187 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14187 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,897 sqft · built 2019
Lot Size	0.243 acres (10,598 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Jul 2026)
Tax Bill	$7,631 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-01-190`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-01-190`
Alternative APNs	`123729` `124508` `125892`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,897 sqft Living Area
Gross Area	5,689 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,598 sqft (0.243 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Slab
Porch Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14187 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 119
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	119
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17116

Owner

14187 Jomatt Loop is owned and occupied by two individuals who bought it in July 2026.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14187 JOMATT LOOP, WINTER GARDEN, FL 34787-0072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Mar 2, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Mar 2, 2020 · Amount on File
Deed Document Number	2026418797
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0000448149
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 28, 2026
Property Address	14187 JOMATT LOOP, WINTER GARDEN, FL 34787-0072
Document Number	0000418797
Instrument Date	Jul 24, 2026
Instrument	2026418797
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14187 JOMATT LOOP, WINTER GARDEN, FL 34787-0072

Mortgage

Document Number	0000418798,
Date	Jul 28, 2026
Instrument	2026418798

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 2, 2020
Property Address	14187 JOMATT LOOP, WINTER GARDEN, FL 34787-0072
Document Number	0000134033
Instrument Date	Feb 28, 2020
Instrument	134033
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14187 JOMATT LOOP WINTER GARDEN FL 347870072, WINTER GARDEN, FL 34787-0072

Mortgage

Document Number	134034
Date	Mar 2, 2020
Instrument	134034

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14187 Jomatt Loop was $7,631, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,638 (+2.7%)	$729,210 (-1.2%) Land $125,000 Building $604,210
2025	$7,631.00 (+5.21%) Homeowner's exemption	$508,898	$738,040 Land $125,000 Building $613,040
2024	$7,253.00 (+3.56%)
2023	$7,004.00 (+2.89%) Homeowner's exemption	$480,151 (+3%)	$704,010 (+15.7%) Land $110,000 Building $594,010
2022	$6,807.00 Homeowner's exemption	$466,166	$608,504 Land $110,000 Building $498,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14187 Jomatt Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14187 Jomatt Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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