14184 Choco Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14184 Choco Rd, Apple Valley, CA 92307 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1983
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2016)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3112-073-14-0000`

Property Details

APN / Parcel Number

Primary APN	`3112-073-14-0000`
Alternative APN	`0444054040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	2,128 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	458 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	14184 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92307-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4432 LOT 93 EX MIN RTS WITHOUT S E
Legal Subdivision	TRACT NO 4432
Legal Tract	4432
Legal Block	1
Legal Lot Number	93
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1015
Census Tract	9723

Owner

Source: San Bernardino County records · APN 3112-073-14-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage THELENDER
Apr 01, 2020	Deed of Trust, Mortgage · Conventional with PMI THELENDER
Dec 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2016 · Amount on Record
Deed Sale	Apr 27, 2016 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	2016160439
Last Transfer Date	Nov 22, 2017
Transfer Doc	0000535359
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Transaction Type	Mortgage
Record Updated	Oct 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527

Mortgage

Document Number	0000228476
Date	Sep 23, 2025
Instrument	2025-0228476

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527

Mortgage

Document Number	0000355842
Date	Aug 06, 2021
Instrument	2021-0355842

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Document Number	0000436711
Instrument Date	Nov 01, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14184 CHOCO RD APPLE VALLEY CA 923075527, APPLE VALLEY, CA 92307-5527

Mortgage

Document Number	0000436711
Date	Nov 05, 2020
Instrument	436711

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 04, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Document Number	0000120896
Instrument Date	Apr 01, 2020
Transaction Type	Mortgage
Record Updated	May 01, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14184 CHOCO RD APPLE VALLEY CA 923075527, APPLE VALLEY, CA 92307-5527

Mortgage

Document Number	0000120896
Date	Apr 07, 2020
Instrument	120896

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 06, 2035

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 18, 2017
Property Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527
Document Number	0000535359
Map Reference	MAP58 PG74
Instrument Date	Nov 22, 2017
Instrument	2017-0535359
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14184 CHOCO RD, APPLE VALLEY, CA 92307-5527

Mortgage

Document Number	0000535360
Date	Dec 18, 2017
Instrument	2017-0535360

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$314,601 (+2%) Land $60,376 Building $254,225
2025	$3,612.00 (+3.85%)	$308,432 (+4.04%) Land $59,192 Building $249,240
2023	$3,478.00 (+1.52%)	$296,455 Land $56,893 Building $239,562
2022	$3,426.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710097231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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