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1418 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1418 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,280 sqft · built 1968
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Aug 2023)
Tax Bill$4 (2025)
Deeds & MortgagesJan 2024 Transfer
Jan 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0269-0090

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0269-0090
Alternative APNs
  • 263001000102690090
  • 78683

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,280 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1970
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
Garage Area550 sqft
CarportCarport
Carport Area550 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area340 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address1418 VERMONT AVE
CitySAINT CLOUD
StateFL
Zip34769-4255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 269 LOTS 8-10 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block269
Legal Lot Number9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4045
Census Tract43400

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Correction Deed
PUBLIC TITLE SERVICES LLC
Jan 16, 2024Correction Deed
PUBLIC TITLE SERVICES LLC
Aug 14, 2023Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Deed Document Number2023105434
Deed Book / Page6456 / 2802
Last Transfer DateJan 3, 2024
Transfer Doc0065332935
Record UpdatedOct 29, 2026

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJan 16, 2024
Property Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255
Document Number0065332933
Book / Page6533 / 2933
Map ReferenceMB B PG 33&34
Instrument DateJan 5, 2024
Instrument2024005698
Record UpdatedJan 31, 2024
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 COUNTY ROAD 152, GEORGETOWN, TX 78626-1996

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJan 16, 2024
Property Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255
Document Number0065332935
Book / Page6533 / 2935
Map ReferenceMB B PG 33&34
Instrument DateJan 3, 2024
Instrument2024005699
Record UpdatedJan 31, 2024
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255

Transferred To (Grantee/Buyer)

NameVerified Name
Address1422 VERMONT AVE, SAINT CLOUD, FL 34769-4255

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 14, 2023
Property Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255
Document Number0064562802
Book / Page6456 / 2802
Map ReferenceMB B PG 33&34
Instrument DateJul 7, 2023
Instrument2023105434
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 COUNTY ROAD 15225, GEORGETOWN, TX 78626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 VERMONT AVE, SAINT CLOUD, FL 34769-4255

Mortgage

Document Number0064562804
DateAug 14, 2023
Instrument6456/2804
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Mortgage

Document Number0064562817
DateAug 14, 2023
Book Page6456/2817
Instrument2023105436
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00$233,100 (+221.75%) Land $55,000 Building $178,100$233,100 (+13.1%) Land $55,000 Building $178,100
2024$4.00 (-98.92%)
2023$369.00 (+3.07%) Homeowner's exemption Senior Citizen's exemption$72,447 (+3%)$206,100 (+16.44%) Land $50,000 Building $156,100
2022$358.00 Homeowner's exemption Senior Citizen's exemption$70,337$177,000 Land $45,000 Building $132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2009–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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