1418 Ostergaard Ave, Racine, WI 53406 Property Records

Racine County property record for 1418 Ostergaard Ave, Racine, WI 53406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1964
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000010829022`

Property Details

APN / Parcel Number

Primary APN	`276 000010829022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1418 OSTERGAARD AVE
City	RACINE
State	WI
Zip	53406-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 2 HIGHLAND VILLAGE LOT 22 + S 2 FT LOT 23
Legal Block	2
Legal Lot Number	22
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1011
Census Tract	1001

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 OSTERGAARD AVE, RACINE, WI 53406-4538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Aug 30, 2017	Deed of Trust, Mortgage · Conventional with PMI EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1418 OSTERGAARD AVE, RACINE, WI 53406-4538
Document Number	0002518144
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1418 OSTERGAARD AVE RACINE WI 534064538, RACINE, WI 53406-4538

Mortgage

Document Number	0002518144
Date	Apr 18, 2019
Instrument	2518144

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	MOUNT PLEASANT, WI 53177-1917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1418 OSTERGAARD AVE, RACINE, WI 53406-4538
Document Number	0002476451
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1418 OSTERGAARD AVE RACINE WI 534064538, RACINE, WI 53406-4538

Mortgage

Document Number	0002476451
Date	Oct 5, 2017
Instrument	2476451

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1418 OSTERGAARD AVE, RACINE, WI 53406-4538
Document Number	0002473494
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1418 OSTERGAARD AVE RACINE WI 534064538, RACINE, WI 53406-4538

Mortgage

Document Number	0002473494
Date	Aug 31, 2017
Instrument	2473494

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53408

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2037

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+18.6%) Homeowner's exemption	$224,100 (+27.33%) Land $21,500 Building $202,600	$239,283 (+22.76%) Land $22,957 Building $216,326
2023	$5,367.00 (+8.86%) Homeowner's exemption	$176,000 (+1%) Land $21,500 Building $154,500	$194,918 (+1%) Land $23,811 Building $171,107
2022	$4,930.00 Homeowner's exemption	$160,000 Land $21,500 Building $138,500	$177,199 Land $23,811 Building $153,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
E-vergent Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile.

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