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1418 New York Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1418 New York Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 982 sqft · built 1938
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Feb 2018)
Tax Bill$1,199 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN78768

Property Details

APN / Parcel Number

Primary APN78768
Alternative APN
  • 012630000102770090

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area982 sqft Heated Area
Gross Area1,512 sqft
1st Floor Area568 sqft
Upper Floors Area318 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions140 ft deep x 25 ft wide
Garage TypeDetached - Unfinished
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area378 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number78768
Street Address1418 NEW YORK AVE
CitySAINT CLOUD
StateFL
Zip34769-4432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 277 LOT 9 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block277
Legal Lot Number9,11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2032
Census Tract43500

Owner

Source: Osceola County records · APN 78768

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Dec 10, 2019Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC
Feb 22, 2018Warranty Deed, Transfer · FHA Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Prior SaleNov 18, 2016 · Amount on Record
Deed Document Number2018030949
Deed Book / Page5290 / 1389
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432

Mortgage

Document Number0060531026
DateSep 28, 2021
Book Page6053/1026
Instrument2021150398
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2046

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056370620
DateDec 10, 2019
Book Page5637/0620
Instrument2019159284
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2018
Property Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432
Document Number0052901389
Book / Page5290 / 1389
Map ReferenceMB B PG33&34
Instrument DateFeb 16, 2018
Instrument2018030949
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$896.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14381 UNITED COLONIES DR, 14381, WINTER GARDEN, FL 34787-5190

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 NEW YORK AVE, SAINT CLOUD, FL 34769-4432

Mortgage

Document Number2018030950
DateFeb 22, 2018
Instrument2018030950
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,199.00 (+12.69%) Homeowner's exemption$109,904 (+8.55%)$193,500 (+14.02%) Land $27,500 Building $166,000
2023$1,064.00 (+5.14%) Homeowner's exemption$101,243 (+3%)$169,700 (+10.27%) Land $20,000 Building $149,700
2022$1,012.00 Homeowner's exemption$98,295$153,900 Land $18,000 Building $135,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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